500 Main St, Stewart, MN 55385 Property Records

McLeod County property record for 500 Main St, Stewart, MN 55385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,537 sqft · built 1953
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (Jul 2023)
Tax Bill	$4,316 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20.050.0560`

Property Details

APN / Parcel Number

Primary APN	`20.050.0560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,537 sqft Total Area
1st Floor Area	1,138 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,250 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	500 MAIN ST
City	STEWART
State	MN
Zip	55385-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF STEWART BLOCK-011 E 1/2 LOTS 1-4-5 INC 1/2 VAC EAST STREET
Legal Subdivision	TOWN OF STEWART
Legal Block	11
Legal Lot Number	1,4-5
Jurisdiction	MCLEOD MN
Township / Civil Division	STEWART
Census Block Group	3
Census Block	3039
Census Tract	950500

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 MAIN ST, STEWART, MN 55385-8400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK AMERICA
Dec 28, 2022	Warranty Deed, Transfer QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC
Dec 28, 2022	Affidavit of Death of Joint Tenant, Transfer QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC
Sep 8, 2017	Deed of Trust, Mortgage CITY OF STEWART
Jun 25, 2019	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Dec 23, 2022 · Amount on Record
Deed Document Number	20231564072
Prior Transfer Date	May 22, 2019
Prior Transfer Doc	0000440809
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Aug 8, 2023
Property Address	500 MAIN ST, STEWART, MN 55385-8400
Document Number	0000464782
Instrument Date	Jul 28, 2023
Instrument	464782
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	TITLE MARK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	500 MAIN ST, STEWART, MN 55385-8400

Mortgage

Document Number	0000464794
Date	Aug 9, 2023
Instrument	464794

Lender

Name	FIRST NATIONAL BANK AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Dec 28, 2022
Property Address	500 MAIN ST, STEWART, MN 55385-8400
Document Number	0000462249
Instrument Date	Dec 23, 2022
Instrument	462249
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC

Transaction

Amount	Amount Recorded
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 BROWN ST SW, HUTCHINSON, MN 55350-2820

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLEOD MN
Recording Date	Dec 28, 2022
Property Address	500 MAIN ST, STEWART, MN 55385-8400
Document Number	0000462247
Instrument Date	Dec 21, 2022
Instrument	462247
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	500 MAIN ST, STEWART, MN 55385-8400
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE, DEVELOPMENT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A432089
Date	Sep 8, 2017
Instrument	A432089

Lender

Name	CITY OF STEWART
Address	OSSEO, MN 55369

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

Interest

Rate	2%

June 2019: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MCLEOD MN
Recording Date	Jun 25, 2019
Property Address	500 MAIN ST, STEWART, MN 55385-8400
Document Number	0000440809
Instrument Date	May 22, 2019
Instrument	440809
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 MAIN ST, STEWART, MN 55385-8400

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Stewart City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,316.00 (+150.35%) Homeowner's exemption
2025		$256,600 (+188.64%) Land $21,200 Building $235,400	$256,600 (+188.64%) Land $21,200 Building $235,400
2022		$88,900 Land $18,500 Building $70,400	$88,900 Land $18,500 Building $70,400
2019	$1,724.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stewart serves 482 people · EPA ID MN1430009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
RS Fiber Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband, Xtratyme Technologies.

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