441 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 441 E Oxford St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,241 sqft · built 1945
Lot Size	0.152 acres (6,649 sqft)
Owner	Individual Name on File
Last Sale	$220,400 (Sep 2018)
Tax Bill	$4,126 (2026)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3870-01640`

Property Details

APN / Parcel Number

Primary APN	`010-3870-01640`
Alternative APN	`1057810`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,241 sqft Gross Area
1st Floor Area	815 sqft
Basement Area	165 sqft
Finished Basement	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,649 sqft (0.152 acres)
Garage Area	384 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	32 sqft
Deck Area	267 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1057810
Street Address	441 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 AND 27 SERIAL #
Legal Subdivision	PRINCETON PLACE ADD TO DULUTH
Legal Block	5
Legal Lot Number	26-27
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

Source: St. Louis County records · APN 010-3870-01640

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	441 E OXFORD ST, DULUTH, MN 55803-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGENT FIN'L
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	20181002567
Last Transfer Date	Aug 22, 2022
Transfer Doc	0001060383
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	441 E OXFORD ST, DULUTH, MN 55803-2309
Document Number	00T1024037
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	441 E OXFORD ST DULUTH MN 558032309, DULUTH, MN 55803-2309

Mortgage

Document Number	00T1024037
Date	Jun 03, 2020
Instrument	T1024037

Lender

Name	REGENT FIN'L
Type	Funding / Finance Company
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2018
Property Address	441 E OXFORD ST, DULUTH, MN 55803-2309
Document Number	0001002567
Instrument Date	Sep 10, 2018
Instrument	1002567
Transaction Type	Transfer
Record Updated	Sep 03, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	441 E OXFORD ST, DULUTH, MN 55803-2309

Mortgage

Document Number	0001002568
Date	Sep 11, 2018
Instrument	1002568

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,126.00 (+4.67%) Homeowner's exemption
2025	$3,942.00 (-3.38%) Homeowner's exemption	$322,900 (+6.18%) Land $47,000 Building $275,900	$322,900 (+6.18%) Land $47,000 Building $275,900
2024	$4,080.00	$304,100 (+18.01%) Land $43,900 Building $260,200	$304,100 (+18.01%) Land $43,900 Building $260,200
2022		$257,700 Land $30,000 Building $227,700	$257,700 Land $30,000 Building $227,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997, rainfall accumulation, Severe Flooding, High Winds,severe Storms

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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