429 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 429 E Oxford St, Duluth, MN 55803

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1 ba · 2,147 sqft · built 1920
Lot Size	0.152 acres (6,649 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Mar 2024)
Tax Bill	$4,914 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3870-01690`

Property Details

APN / Parcel Number

Primary APN	`010-3870-01690`
Alternative APNs	`1163000` `658287`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,147 sqft Gross Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	6,649 sqft (0.152 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	66 sqft
Deck Area	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1163000
Street Address	429 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-3749
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 30 AND 31 SERIAL #
Legal Subdivision	PRINCETON PLACE ADDITION TO DULUTH
Legal Block	5
Legal Lot Number	30-31
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

429 E Oxford St, a residential property, is owned by a company that bought it in March 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	3983 REHBEIN RD, DULUTH, MN 55803-9275
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Deed Document Number	20241484079
Prior Transfer Date	Feb 9, 2006
Prior Transfer Doc	0001010511
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	429 E OXFORD ST, DULUTH, MN 55803-3749
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3983 REHBEIN RD, DULUTH, MN 55803-9275

Mortgage

Document Number	0001484080
Date	Mar 6, 2024
Instrument	1484080

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	429 E OXFORD ST, DULUTH, MN 55803-3749
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001457283
Date	Nov 29, 2022
Instrument	1457283

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 23, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.24%
Type Change Date	Nov 23, 2027
Change Frequency	Annually
Min Rate At Change	5.24%
Max Rate At Change	9.24%
Index	1-Year T-Bill
Max Rate	13.2%

Tax Assessment & Valuation

The 2026 property tax bill for 429 E Oxford St was $4,914, up 8.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,914.00 (+8.91%)
2025	$4,512.00 (+14.98%)	$297,100 (+10.69%) Land $47,000 Building $250,100	$297,100 (+10.69%) Land $47,000 Building $250,100
2024	$3,924.00	$268,400 Land $43,800 Building $224,600	$268,400 Land $43,800 Building $224,600
2022		$194,000 Land $30,000 Building $164,000	$194,000 Land $30,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 E Oxford St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 E Oxford St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Oxford St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures