436 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 436 E Oxford St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,925 sqft · built 1950
Lot Size	0.229 acres (9,976 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2022)
Tax Bill	$5,462 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`010-3870-03460`

Property Details

APN / Parcel Number

Primary APN	`010-3870-03460`
Alternative APN	`1128483`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,925 sqft Gross Area
1st Floor Area	1,470 sqft
Basement Area	370 sqft
Finished Basement	370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	9,976 sqft (0.229 acres)
Garage Area	504 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1128483
Street Address	436 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 18 AND 19 SERIAL #
Legal Subdivision	PRINCETON PLACE ADD TO DULUTH
Legal Block	9
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	500

Owner

Source: St. Louis County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Apr 11, 2022	Re-recorded Document · FHA Mortgage ROCKET MORTGAGE LLC
Apr 8, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 11, 2022	Re-recorded Document · FHA Mortgage ROCKET MORTGAGE LLC
Apr 8, 2022	Affidavit of Death of Joint Tenant, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	20221440871
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001072484
Date	Sep 19, 2023
Instrument	1072484

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001474694
Date	Sep 21, 2023
Instrument	1474694

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458471
Date	Dec 13, 2022
Instrument	1458471

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001064169
Date	Dec 6, 2022
Instrument	1064169

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2022
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Document Number	0001440871
Instrument Date	Apr 7, 2022
Instrument	1440871
Record Updated	May 18, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E OXFORD ST, DULUTH, MN 55803-2308

Mortgage

Document Number	0001440872
Date	Apr 11, 2022
Instrument	1440872

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2022
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Document Number	0001055306
Instrument Date	Apr 7, 2022
Instrument	1055306
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E OXFORD ST, DULUTH, MN 55803-2308

Mortgage

Document Number	0001055307
Date	Apr 8, 2022
Instrument	1055307

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2022
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Document Number	0001440870
Instrument Date	Apr 7, 2022
Instrument	1440870
Record Updated	May 18, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 TIOGA ST, DULUTH, MN 55804-1664

Mortgage

Document Number	0001440872
Date	Apr 11, 2022
Instrument	1440872

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2022
Property Address	436 E OXFORD ST, DULUTH, MN 55803-2308
Document Number	0001055305
Instrument Date	Apr 4, 2022
Instrument	1055305
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 TIOGA ST, DULUTH, MN 55804-1664

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,462.00 (+4.68%) Homeowner's exemption
2025	$5,218.00 (-1.02%) Homeowner's exemption	$415,400 (+6.38%) Land $58,000 Building $357,400	$415,400 (+6.38%) Land $58,000 Building $357,400
2024	$5,272.00	$390,500 (+24.13%) Land $54,000 Building $336,500	$390,500 (+24.13%) Land $54,000 Building $336,500
2022		$314,600 Land $37,000 Building $277,600	$314,600 Land $37,000 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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