440 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 440 E Oxford St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1946
Lot Size	0.152 acres (6,650 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Aug 2019)
Tax Bill	$3,284 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3870-03490`

Property Details

APN / Parcel Number

Primary APN	`010-3870-03490`
Alternative APN	`1074962`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Gross Area
1st Floor Area	784 sqft
Basement Area	196 sqft
Finished Basement	196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	6,650 sqft (0.152 acres)
Garage Area	264 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1074962
Street Address	440 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20 AND 21 SERIAL #
Legal Subdivision	PRINCETON PLACE ADD TO DULUTH
Legal Block	9
Legal Lot Number	20-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	500

Owner

Source: St. Louis County records · APN 010-3870-03490

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 E OXFORD ST, DULUTH, MN 55803-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2019 · Amount on Record
Deed Sale	Aug 01, 2019 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	20191359784
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 01, 2019
Property Address	440 E OXFORD ST, DULUTH, MN 55803-2308
Document Number	00A1359784
Instrument Date	Jul 31, 2019
Instrument	A1359784
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$613.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E OXFORD ST DULUTH MN 558032308, DULUTH, MN 55803-2308

Mortgage

Document Number	A1359785
Date	Aug 01, 2019
Instrument	A1359785

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,284.00 (+4.72%) Homeowner's exemption
2025	$3,136.00 (-6.89%) Homeowner's exemption	$265,300 (+6.38%) Land $47,000 Building $218,300	$265,300 (+6.38%) Land $47,000 Building $218,300
2024	$3,368.00	$249,400 (+19.16%) Land $43,900 Building $205,500	$249,400 (+19.16%) Land $43,900 Building $205,500
2022		$209,300 Land $30,000 Building $179,300	$209,300 Land $30,000 Building $179,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997, rainfall accumulation, Severe Flooding, High Winds,severe Storms

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Oxford St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures