Nassau County property record for 44096 Ann Dr, Callahan, FL 32011
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1976 |
| Lot Size | 60 acres (2,613,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $550,000 (Dec 2023) |
| Tax Bill | $4,725 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-25-0000-0011-0000 |
| Primary APN | 04-1N-25-0000-0011-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 750 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 2,613,600 sqft (60 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 294 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 44096 ANN DR |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-4606 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Local Zoning Code | OR |
| Legal Description | LOT 64 OF PINE KNOLL R/P PBK 4/5 & PT E1/2 OF SW1/4 OF SEC 3-1N-25E & PT SE1/4 OF SE1/4 OF SEC 4-1N-25E IN OR 2686/1408 (EX PT IN US HWY R/W) |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 04 |
| Legal Subdivision | PINE KNOLL |
| Legal Lot Number | 64 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50505 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1100 POND VIEW CT, SAINT JOHNS, FL 32259-2950 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 27, 2024 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO |
| Dec 27, 2023 | Warranty Deed, Transfer · Balloon Mortgage ELVIN CUSHMAN |
| Mar 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Deed Document Number | 202338186 |
| Deed Book / Page | 2686 / 1408 |
| Prior Transfer Date | Feb 8, 2019 |
| Prior Transfer Doc | 0022601988 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 44096 ANN DR, CALLAHAN, FL 32011-4606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1100 POND VIEW CT, SAINT JOHNS, FL 32259-2950 |
| Document Number | 0027580901 |
|---|---|
| Date | Dec 27, 2024 |
| Book Page | 2758/901 |
| Instrument | 202445036102 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 27, 2023 |
| Property Address | 44096 ANN DR, CALLAHAN, FL 32011-4606 |
| Document Number | 0026861408 |
| Book / Page | 2686 / 1408 |
| Map Reference | MB 4 PG 5 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 202345038186 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5021, CALLAHAN, FL 32011-5021 |
| Name | Verified Name |
|---|---|
| Address | 1100 POND VIEW CT, SAINT JOHNS, FL 32259-2950 |
| Document Number | 0026861411 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2686/1411 |
| Name | ELVIN CUSHMAN |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 44096 ANN DR, CALLAHAN, FL 32011 |
| Document Number | 0022601988 |
| Book / Page | 002260 / 001988 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 45007776 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 5021 CALLAHAN FL 320115021, CALLAHAN, FL 32011-5021 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,725.00 (-23.78%) | $307,784 (-22.41%) | $685,504 (+72.8%) Land $584,950 Building $100,554 |
| 2024 | $6,199.00 (+271.42%) | $396,693 (+232.31%) Land $300,000 Building $96,693 | $396,693 (+39.48%) Land $300,000 Building $96,693 |
| 2023 | $1,669.00 (+30.19%) | $119,376 (+40.03%) | $284,401 (+12.13%) |
| 2022 | $1,282.00 | $85,250 Land $59,620 Building $25,630 | $253,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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