4407 2nd Isle Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4407 2nd Isle Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1977
Lot Size	0.151 acres (6,586 sqft)
Owner	2 Company Names on File
Tax Bill	$6,929 (2025)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2310-0830-0080`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2310-0830-0080`
Alternative APNs	`00522982` `522982`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,586 sqft (0.151 acres)
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	756 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00522982
Street Address	4407 2ND ISLE DR
City	HERNANDO BEACH
State	FL
Zip	34607-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 7 BLK 83 LOTS 8 9 LESS SW 85.80X32.94X102.11X15.06 ORB 349 PG 245
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	HERNANDO BEACH UNIT 7
Legal Block	83
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2028
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2310-0830-0080

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 3443, ATTLEBORO, MA 02703-0943
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 15, 2023
Transfer Doc	0043271098
Record Updated	Jun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 03, 2023
Property Address	4407 2ND ISLE DR, HERNANDO BEACH, FL 34607-3122
Document Number	0043271098
Book / Page	4327 / 1098
Map Reference	MB 7 PG 45
Instrument Date	May 01, 2023
Instrument	2023048470
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3443, ATTLEBORO, MA 02703-0943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 3443, ATTLEBORO, MA 02703-0943

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,929.00 (+12.8%)	$405,178 (+21%)	$513,754 (+2.39%) Land $314,208 Building $199,546
2023		$334,858 (-26.1%) Land $168,689 Building $166,169
2022	$6,143.00	$453,118 Land $245,653 Building $207,465	$501,748 Land $323,730 Building $178,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 356 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.