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4396 2nd Isle Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4396 2nd Isle Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,184 sqft · built 2000
Lot Size0.159 acres (6,945 sqft)
OwnerTrust Name on File
Last Sale$27,500 (Oct 1999)
Tax Bill$3,401 (2025)
Deeds & MortgagesSep 2022 Transfer
Flood ZoneZone AE (high risk)
APNR12-223-16-2310-0830-0050

Property Details

APN / Parcel Number

Primary APNR12-223-16-2310-0830-0050
Alternative APNs
  • 00162656
  • 162656

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories3 Stories
Building Area2,184 sqft Living Area
Gross Area3,529 sqft
1st Floor Area1,092 sqft
Upper Floors Area1,092 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,945 sqft (0.159 acres)
Garage TypeAttached
Garage Area1,092 sqft
Parking Spaces4 Parking Spaces
PorchUnfinished Open Porch
Porch Area32 sqft
Deck Area234 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00162656
Street Address4396 2ND ISLE DR
CityHERNANDO BEACH
StateFL
Zip34607-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 7 BLK 83 LOT 5 ORB 313 PG 77
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionHERNANDO BEACH UNIT 7
Legal Block83
Legal Lot Number5
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2028
Census Tract41501

Owner

4396 2nd Isle Dr is owner-occupied and held in a trust since September 2022.

Source: Hernando County records, as of December 8, 2025

Owner of RecordTrust Name on File
Mailing Address4396 2ND ISLE DR, HERNANDO BEACH, FL 34607-3119
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 1999 · Amount on File
Deed SaleOct 20, 1999 · Amount on File
Deed Book / Page1299 / 1288
Last Transfer DateSep 9, 2022
Transfer Doc0042180182
Record UpdatedJun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateSep 9, 2022
Property Address4396 2ND ISLE DR, HERNANDO BEACH, FL 34607-3119
Document Number0042180182
Book / Page4218 / 182
Map ReferenceMB 7 PG 45
Instrument DateSep 9, 2022
Instrument2022067677
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4396 2ND ISLE DR, 4396, HERNANDO BEACH, FL 34607-3119

Transferred To (Grantee/Buyer)

NameVerified Name
Address4396 2ND ISLE DR, HERNANDO BEACH, FL 34607-3119

Tax Assessment & Valuation

The 2025 property tax bill for 4396 2nd Isle Dr was $3,401 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,401.00 Homeowner's exemption$245,313$594,314 Land $180,994 Building $413,320
2023$231,455 Land $231,455
2022$2,914.00$579,004 Land $155,645 Building $423,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4396 2nd Isle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4396 2nd Isle Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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