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4395 2nd Isle Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4395 2nd Isle Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,156 sqft · built 1971
Lot Size0.048 acres (2,070 sqft)
OwnerCompany Name on Record
Last Sale$194,500 (Sep 2014)
Tax Bill$2,397 (2025)
Deeds & MortgagesJun 2022 Transfer
Flood ZoneZone AE (high risk)
APNR12-223-16-2310-0830-0100

Property Details

APN / Parcel Number

Primary APNR12-223-16-2310-0830-0100
Alternative APNs
  • 00162683
  • 162683

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,156 sqft Living Area
Gross Area2,186 sqft
1st Floor Area1,156 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeFlat
Roof MaterialMetal
Lot Area2,070 sqft (0.048 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area377 sqft
PorchScreened Porch
Porch Area1,300 sqft
Deck Area78 sqft
Patio Area323 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00162683
Street Address4395 2ND ISLE DR
CityHERNANDO BEACH
StateFL
Zip34607-3120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 7 BLK 83 LOT 10 & SWLY 85.80X32.94X102.11X15.06 OF LOT 9 ORB 365 PG 314 ORB 744 PG 1327
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionHERNANDO BEACH UNIT 7
Legal Block83
Legal Lot Number10,9
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2028
Census Tract41501

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4395 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2014 · Amount on Record
Deed SaleSep 17, 2014 · Amount on Record
Prior SaleFeb 27, 2002 · Amount on Record
Deed Document Number201449355
Deed Book / Page3127 / 988
Prior Transfer DateJun 26, 2008
Prior Transfer Doc0025801740
Record UpdatedJun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateJun 7, 2022
Property Address4395 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120
Document Number0041810139
Book / Page4181 / 139
Map ReferenceMB 7 PG 45
Instrument DateMay 26, 2022
Instrument2022044329
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4395 2ND ISLE DR, 4395, HERNANDO BEACH, FL 34607-3120

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4395 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,397.00 (+25.76%) Homeowner's exemption$175,000 (+5.99%)$365,513 (-4.37%) Land $233,843 Building $131,670
2023$165,115 Land $35,200 Building $129,915
2022$1,906.00$382,233 Land $241,055 Building $141,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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