Hernando County property record for 4375 2nd Isle Dr, Hernando Beach, FL 34607 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,321 sqft · built 2024 |
| Lot Size | 0.136 acres (5,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Jan 2026) |
| Tax Bill | $11,003 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2310-0830-0140 |
| Primary APN | R12-223-16-2310-0830-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 3 Stories |
| Building Area | 2,321 sqft Living Area |
| Gross Area | 4,780 sqft |
| 1st Floor Area | 1,451 sqft |
| Elevator | Elevator |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,914 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 1,416 sqft |
| Pool Area | 240 sqft |
| Porch | Screened Porch |
| Patio Area | 240 sqft |
| Heating System | HVAC |
|---|
| Account Number | 01780273 |
|---|---|
| Street Address | 4375 2ND ISLE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 7 BLK 83 LOT 14 ORB 295 PG 336 ORB 2025 PGS 667-8 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HERNANDO BEACH UNIT 7 |
| Legal Block | 83 |
| Legal Lot Number | 14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2310-0830-0140
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 683 TUSCORA DR, WINTER SPRINGS, FL 32708-6101 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit BRANNEN BANK |
| Jan 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 17, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage BRANNEN BANK |
| Nov 30, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 03, 2020 | Warranty Deed, Transfer SOUTHEAST TITLE/THE SUNCOAST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Sep 03, 2020 · Amount on Record |
| Deed Document Number | 20263012 |
| Deed Book / Page | 4657 / 1964 |
| Prior Transfer Date | May 04, 2022 |
| Prior Transfer Doc | 0041711237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4375 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4260 COLUMBUS DR, HERNANDO BEACH, FL 34607-3205 |
| Document Number | 0044070997 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 4407/997 |
| Instrument | 2024019283 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 22, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 16, 2026 |
| Property Address | 4375 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120 |
| Document Number | 0046571964 |
| Book / Page | 4657 / 1964 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026003012 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | OCEAN SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8227 NITTANY RD, WEEKI WACHEE, FL 34613-5348 |
| Name | Verified Name |
|---|---|
| Address | 683 TUSCORA DR, WINTER SPRINGS, FL 32708-6101 |
| Document Number | 0046571966 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 4657/1966 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 17, 2022 |
| Property Address | 4375 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120 |
| Document Number | 0041711237 |
| Book / Page | 4171 / 1237 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | May 04, 2022 |
| Instrument | 2022038085 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19266 CAMPGROUND RD, BROOKSVILLE, FL 34601-8668 |
| Name | Verified Name |
|---|---|
| Address | 4260 COLUMBUS DR, HERNANDO BEACH, FL 34607-3205 |
| Document Number | 0041711238 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 4171/1238 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jun 01, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 30, 2021 |
| Property Address | 4375 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120 |
| Document Number | 0040920674 |
| Book / Page | 4092 / 674 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021090174 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4260 COLUMBUS DR, HERNANDO BEACH, FL 34607-3205 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 03, 2020 |
| Property Address | 4375 2ND ISLE DR, HERNANDO BEACH, FL 34607-3120 |
| Document Number | 0038831165 |
| Book / Page | 003883 / 001165 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 54231 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2020 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Tax | $812.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31034 WATER LILY DR BROOKSVILLE FL 346027725, BROOKSVILLE, FL 34602-7725 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,003.00 (+557.68%) | $716,250 (+691.22%) | $766,749 (+457.38%) Land $160,035 Building $606,714 |
| 2023 | $90,525 | ||
| 2022 | $1,673.00 | $137,562 Land $137,562 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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