4405 S Lance Rd, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4405 S Lance Rd, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2.75 ba · 1,385 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Sep 2006)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-17-001`

Property Details

APN / Parcel Number

Primary APN	`105-17-001`
Alternative APN	`R0035847`

Interior

Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
1st Floor Area	1,385 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	454 sqft
Porch	Porch
Deck Area	Deck Area
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0035847
Street Address	4405 S LANCE RD
City	FLAGSTAFF
State	AZ
Zip	86005-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BENNETT EST UNIT 02 LOT: 42 SIXTEENTH: NW QUARTER: SW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	BENNETT EST UNIT 02
Legal Lot Number	42
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	901

Owner

4405 S Lance Rd is owned and occupied by two individuals who acquired it in October 2019.

Source: Coconino County records, as of August 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4405 S LANCE RD, FLAGSTAFF, AZ 86005-9368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2006 · Amount on File
Deed Sale	Sep 1, 2006 · Amount on File
Prior Sale	Jun 7, 2002 · Amount on File
Deed Document Number	20063400822
Last Transfer Date	Oct 10, 2019
Transfer Doc	0003855533
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4405 S LANCE RD, FLAGSTAFF, AZ 86005-9368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003841419
Date	May 10, 2019
Instrument	3841419

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Oct 16, 2019
Property Address	4405 S LANCE RD, FLAGSTAFF, AZ 86005-9368
Document Number	0003855533
Instrument Date	Oct 10, 2019
Instrument	3855533
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4405 S LANCE RD FLAGSTAFF AZ 860059368, FLAGSTAFF, AZ 86005-9368

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Oct 16, 2019
Property Address	4405 S LANCE RD, FLAGSTAFF, AZ 86005-9368
Document Number	0003855531
Map Reference	CASE 4 MAP 87&87A
Instrument Date	Oct 10, 2019
Instrument	3855531
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 S LANCE RD, FLAGSTAFF, AZ 86005-9368

Mortgage

Document Number	0003855532
Date	Oct 16, 2019
Instrument	3855532

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4405 S Lance Rd was $1,895, up 3% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,003 (+4.49%) Land $12,186 Building $30,817
2025	$1,895.00 (+3.05%)	$41,155 (-8.16%)	$411,546 Land $121,861 Building $289,685
2024	$1,839.00 (+4.67%)	$44,811 Land $12,186 Building $32,625
2023	$1,757.00 Homeowner's exemption		$448,109 Land $121,861 Building $326,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4405 S Lance Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 S Lance Rd is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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