Niagara County and Lockport City property record for 440 Walnut St, Lockport, NY 14094
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,148 sqft · built 1848 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Jun 2022) |
| Tax Bill | $5,100 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-7459.000 |
| Primary APN | 8-7459.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Total Area |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 1,092 sqft |
| Year Built | Built 1848 |
|---|---|
| Effective Year Built | Effective 1848 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 110 ft deep x 73.3 ft wide |
| Porch | Porch |
| Porch Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8-7459.000 |
|---|---|
| Street Address | 440 WALNUT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-3824 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23800 |
Source: Niagara County and Lockport City records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 WALNUT ST, LOCKPORT, NY 14094-3824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 29, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage EMPOWER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Jul 24, 2006 · Amount on Record |
| Deed Document Number | 202211875 |
| Prior Transfer Date | Mar 26, 2019 |
| Prior Transfer Doc | 0000004622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 16, 2022 |
| Property Address | 440 WALNUT ST, LOCKPORT, NY 14094-3824 |
| Document Number | 0000001875 |
| Map Reference | MB 11 PG 1025 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022-11875 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 VANDERVOORT ST, 286, NORTH TONAWANDA, NY 14120-7225 |
| Name | Verified Name |
|---|---|
| Address | 6489 DYSINGER RD, LOCKPORT, NY 14094-9025 |
| Document Number | 0000001876 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022-11876 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 29, 2019 |
| Property Address | 440 WALNUT ST, LOCKPORT, NY 14094-3824 |
| Document Number | 0000004622 |
| Map Reference | MB 1 PG 1025 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 2019-04622 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 VANDERVOORT ST, NORTH TONAWANDA, NY 14120-7225 |
| Document Number | 0000004623 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019-04623 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,100.00 | $161,000 (+13.38%) Land $6,000 Building $155,000 | $161,000 (+13.38%) Land $6,000 Building $155,000 |
| 2023 | $142,000 Land $6,000 Building $136,000 | $142,000 Land $6,000 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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