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427 Walnut St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 427 Walnut St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,784 sqft · built 1878
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Apr 2024)
Tax Bill$4,700 (2026)
Deeds & MortgagesNov 2020 Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN8-7565.000

Property Details

APN / Parcel Number

Primary APN8-7565.000
Alternative APNs
  • 09001090560001045000
  • 290900 109.56-1-45

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,784 sqft Living Area
Gross Area2,779 sqft
1st Floor Area1,449 sqft
2nd Floor Area1,104 sqft
Upper Floors Area175 sqft

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions200 ft deep x 55.2 ft wide
Garage TypeDetached
Garage Area735 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area363 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8-7565.000
Street Address427 WALNUT ST
CityLOCKPORT
StateNY
Zip14094-3821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number45.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1001
Census Tract23800

Owner

427 Walnut St is owned and occupied by two individuals who bought it in April 2024.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address427 WALNUT ST, LOCKPORT, NY 14094-3821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Grant Deed, Transfer · FHA Mortgage
PLAZA HM MTG
Feb 7, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2024 · Amount on File
Deed SaleApr 11, 2024 · Amount on File
Deed Document Number20245243
Record UpdatedOct 29, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNIAGARA NY
Recording DateNov 17, 2020
Property Address427 WALNUT ST, LOCKPORT, NY 14094-3821
Document Number0000019320
Instrument DateNov 12, 2020
Instrument19320
Transaction TypeTransfer
Record UpdatedDec 11, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address427 WALNUT ST LOCKPORT NY 140943821, LOCKPORT, NY 14094-3821

Mortgage

Document Number19321
DateNov 17, 2020
Instrument19321
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressWAKEFIELD, MA 01880
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 16, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateFeb 7, 2017
Property Address427 WALNUT ST, LOCKPORT, NY 14094-3821
Document Number0000002884
Instrument DateNov 2, 2016
Instrument2884
Transaction TypeTransfer
Record UpdatedMar 7, 2017

Transaction

AmountAmount on Record
Tax$40.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8408 LAKE RD BARKER NY 140129608, BARKER, NY 14012-9608

Tax Assessment & Valuation

The 2026 property tax bill for 427 Walnut St was $4,700, up 5.5% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,700.00 (+5.45%)
2025$4,457.00$177,000 Land $6,200 Building $170,800$177,000 Land $6,200 Building $170,800
2023$156,000 Land $6,200 Building $149,800$156,000 Land $6,200 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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