Niagara County and Lockport City property record for 449 Walnut St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,359 sqft · built 1925 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2023) |
| Tax Bill | $4,037 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-7568.000 |
| Primary APN | 8-7568.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,359 sqft Living Area |
| 1st Floor Area | 1,135 sqft |
| Upper Floors Area | 224 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 128 ft deep x 43.5 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8-7568.000 |
|---|---|
| Street Address | 449 WALNUT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | IRREG LOT |
| Legal Block | 4 |
| Legal Lot Number | 50.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23800 |
449 Walnut St is owned and occupied by two individuals who bought it in September 2023.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 449 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 3, 2023 | Warranty Deed, Transfer · Commercial Mortgage ABC PROPERTY MANAGEMENT LLC |
| Dec 21, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | May 3, 2023 · Amount on File |
| Deed Document Number | 202314475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 449 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 449 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Document Number | 0000004139 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026-04139 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 20, 2023 |
| Property Address | 449 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Document Number | 0000004475 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023-14475 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | NOT AVAILABLE, CATIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 79TH ST, NIAGARA FALLS, NY 14304-2332 |
| Name | Verified Name |
|---|---|
| Address | 6951 TRANSIT RD, AMHERST, NY 14221-7209 |
| Document Number | 0000004476 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023-14476 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | May 3, 2023 |
| Property Address | 449 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Document Number | 0000006392 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023-06392 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $128.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4437 LAKE AVE, LOCKPORT, NY 14094-1122 |
| Name | Verified Name |
|---|---|
| Address | 509 79TH ST, NIAGARA FALLS, NY 14304-2332 |
| Document Number | 0000006393 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023-06393 |
| Name | ABC PROPERTY MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Jun 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Dec 21, 2022 |
| Property Address | 449 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Document Number | 0000004548 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022-24548 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3835 LOCKPORT OLCOTT RD, LOCKPORT, NY 14094-1128 |
| Name | Verified Name |
|---|---|
| Address | 4437 LAKE AVE, LOCKPORT, NY 14094-1122 |
The 2026 property tax bill for 449 Walnut St was $4,037, down 1% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,037.00 (-0.98%) | ||
| 2025 | $4,077.00 | $152,000 Land $4,300 Building $147,700 | $152,000 Land $4,300 Building $147,700 |
| 2023 | $125,000 (+9.65%) Land $4,300 Building $120,700 | $125,000 (+9.65%) Land $4,300 Building $120,700 | |
| 2022 | $114,000 Land $4,300 Building $109,700 | $114,000 Land $4,300 Building $109,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 449 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 449 Walnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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