Haddam Town property record for 440 Saybrook Rd, Higganum, CT 06441
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,250 sqft · built 1951 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,635 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | HADD M:14 B:082 |
| Primary APN | HADD M:14 B:082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 5,430 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 1,782 sqft |
| Unfinished Basement | 1,782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 191,664 sqft (4.4 acres) |
| View / Lot | Waterfront |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | S0585200 |
|---|---|
| Street Address | 440 SAYBROOK RD |
| City | HIGGANUM |
| State | CT |
| Zip | 06441-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-1 |
| Legal Block | 82 |
| Jurisdiction | HADDAM CT |
| Township / Civil Division | HADDAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 590101 |
440 Saybrook Rd, a rural home, is owned by two individuals.
Source: Haddam Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 467, HIGGANUM, CT 06441-0467 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 440 Saybrook Rd was $10,635, up 17.3% from the year before.
Source: Haddam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Haddam Town |
| Unified School District | Regional School District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,635.00 (+17.31%) | $425,740 (+61.31%) Land $104,930 Building $320,810 | $480,589 (+160.13%) |
| 2025 | $9,066.00 | $263,930 Land $104,920 Building $159,010 | $184,751 Land $73,444 Building $111,307 |
| 2024 | $9,066.00 (+1.42%) | ||
| 2023 | $8,939.00 (+4.76%) | $263,930 (-) Land $104,920 Building $159,010 | |
| 2022 | $8,533.00 | $263,930 Land $104,920 Building $159,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Saybrook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Saybrook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures