Haddam Town property record for 415 Saybrook Rd, Higganum, CT 06441
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,286 sqft · built 1922 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,406 (2026) |
| Deeds & Mortgages | Jun 2024 Refinance Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S0583800 |
| Primary APN | S0583800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 2,207 sqft |
| Basement Area | 594 sqft |
| Unfinished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | S0583800 |
|---|---|
| Street Address | 415 SAYBROOK RD |
| City | HIGGANUM |
| State | CT |
| Zip | 06441-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 98 |
| Legal Lot Number | 1 |
| Jurisdiction | HADDAM CT |
| Township / Civil Division | HADDAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 590101 |
415 Saybrook Rd is owned and occupied by two individuals.
Source: Haddam Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 SAYBROOK RD, HIGGANUM, CT 06441-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK |
| Feb 7, 2020 | Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADDAM CT |
| Property Address | 415 SAYBROOK RD, HIGGANUM, CT 06441-4110 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000426-962 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 426/962 |
| Instrument | 2023001204 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADDAM CT |
| Property Address | 415 SAYBROOK RD, HIGGANUM, CT 06441-4110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000398-594 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 398/594 |
| Instrument | 2019200842 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 415 Saybrook Rd was $4,406, down 2.2% from the year before.
Source: Haddam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Haddam Town |
| Unified School District | Regional School District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,406.00 (-2.22%) | $176,400 (+34.48%) Land $58,800 Building $117,600 | $327,809 (+257.02%) |
| 2025 | $4,506.00 | $131,170 Land $58,790 Building $72,380 | $91,819 Land $41,153 Building $50,666 |
| 2024 | $4,506.00 (-0.18%) | ||
| 2023 | $4,514.00 (+4.76%) | $133,270 (-) Land $60,890 Building $72,380 | |
| 2022 | $4,309.00 | $133,270 Land $60,890 Building $72,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Saybrook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 Saybrook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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