Haddam Town property record for 433 Saybrook Rd, Higganum, CT 06441
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,152 sqft · built 1968 |
| Lot Size | 5.44 acres (236,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Nov 2019) |
| Tax Bill | $5,903 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S0584800 |
| Primary APN | S0584800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,868 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 236,966 sqft (5.44 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | S0584800 |
|---|---|
| Street Address | 433 SAYBROOK RD |
| City | HIGGANUM |
| State | CT |
| Zip | 06441-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 96 |
| Legal Lot Number | 1 |
| Jurisdiction | HADDAM CT |
| Township / Civil Division | HADDAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 590101 |
433 Saybrook Rd is owned and occupied by an individual who bought it in November 2019.
Source: Haddam Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 SAYBROOK RD, HADDAM, CT 06438-1076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on File |
| Deed Sale | Nov 20, 2019 · Amount on File |
| Prior Sale | Jul 14, 1998 · Amount on File |
| Deed Document Number | 2019200546 |
| Deed Book / Page | 397 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HADDAM CT |
| Recording Date | Nov 20, 2019 |
| Property Address | 433 SAYBROOK RD, HIGGANUM, CT 06441-4110 |
| Document Number | 397-372 |
| Book / Page | 000397 / 000372 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 200546 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 SAYBROOK RD HADDAM CT 06438, HADDAM, CT 06438 |
| Document Number | 397-375 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 000397/000375 |
| Instrument | 200547 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2049 |
The 2026 property tax bill for 433 Saybrook Rd was $5,903, up 14.8% from the year before.
Source: Haddam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Haddam Town |
| Unified School District | Regional School District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,903.00 (+14.84%) | $236,320 (+57.94%) Land $65,940 Building $170,380 | $376,771 (+259.72%) |
| 2025 | $5,140.00 | $149,630 Land $63,100 Building $86,530 | $104,741 Land $44,170 Building $60,571 |
| 2024 | $5,140.00 (+1.42%) | ||
| 2023 | $5,068.00 (+4.75%) | $149,630 (-) Land $63,100 Building $86,530 | |
| 2022 | $4,838.00 | $149,630 Land $63,100 Building $86,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Saybrook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 Saybrook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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