Haddam Town property record for 435 Saybrook Rd, Higganum, CT 06441
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,692 sqft · built 1935 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Jun 2020) |
| Tax Bill | $6,211 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HADD M:14 B:096 |
| Primary APN | HADD M:14 B:096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 4,116 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | S0585000 |
|---|---|
| Street Address | 435 SAYBROOK RD |
| City | HIGGANUM |
| State | CT |
| Zip | 06441-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 96 |
| Jurisdiction | HADDAM CT |
| Township / Civil Division | HADDAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 590101 |
435 Saybrook Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Haddam Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 SAYBROOK RD, HADDAM, CT 06438-1076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Prior Sale | Jun 10, 2010 · Amount on File |
| Deed Document Number | 202019201271 |
| Deed Book / Page | 400 / 454 |
| Transfer Doc | 375-615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HADDAM CT |
| Recording Date | Jun 2, 2020 |
| Property Address | 435 SAYBROOK RD, HIGGANUM, CT 06441-4110 |
| Document Number | 000400-454 |
| Book / Page | 400 / 454 |
| Instrument Date | May 28, 2020 |
| Instrument | 2019201271 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000400-457 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 400/457 |
| Instrument | 2019201272 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 435 Saybrook Rd was $6,211, up 6.2% from the year before.
Source: Haddam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Haddam Town |
| Unified School District | Regional School District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,211.00 (+6.17%) | $248,640 (+45.99%) Land $63,980 Building $184,660 | $411,116 (+244.85%) |
| 2025 | $5,850.00 | $170,310 Land $63,980 Building $106,330 | $119,217 Land $44,786 Building $74,431 |
| 2024 | $5,850.00 (+1.42%) | ||
| 2023 | $5,768.00 (+4.76%) | $170,310 (-) Land $63,980 Building $106,330 | |
| 2022 | $5,506.00 | $170,310 Land $63,980 Building $106,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Saybrook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Saybrook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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