Spartanburg County property record for 440 Saddleback Trl, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,404 sqft · built 2018 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,205 (Apr 2018) |
| Tax Bill | $1,777 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3000-09033 |
| Primary APN | 5-3000-09033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,404 sqft Living Area |
| Gross Area | 4,212 sqft |
| Upper Floors Area | 2,076 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 180099 |
|---|---|
| Street Address | 440 SADDLEBACK TRL |
| City | DUNCAN |
| State | SC |
| Zip | 29334-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 ESCAVERA SUB PB 171-200 |
| Legal Subdivision | ESCAVERA SUB |
| Legal Lot Number | 24 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23408 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Jul 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Mar 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Apr 17, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Dec 7, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on Record |
| Deed Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | DEE-2018-16645 |
| Deed Book / Page | 119H / 386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000017996 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 6058/164 |
| Instrument | 2021-17996 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007251 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 6315/616 |
| Instrument | 2022-07251 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000030165 |
|---|---|
| Date | Jul 31, 2024 |
| Book Page | 6802/557 |
| Instrument | 2024-30165 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | BUXTON, NC 27920 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 5, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000012692 |
| Instrument Date | Mar 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 440 SADDLEBACK TRL DUNCAN SC 293348110, DUNCAN, SC 29334-8110 |
| Document Number | 0000012692 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 005585/000428 |
| Instrument | 12692 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Apr 17, 2018 |
| Property Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000016645 |
| Book / Page | 119-H / 0386 |
| Map Reference | MB171 PG200 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 2018-16645 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $912.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000016646 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018-16646 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Dec 7, 2017 |
| Property Address | 440 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000057035 |
| Book / Page | 00117X / 000559 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 57035 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $401.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 VERDAE BLVD #401 GREENVILLE SC 296073825, 401, GREENVILLE, SC 29607-3825 |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,777.00 (+0.57%) | $11,325 (-) Land $1,636 Building $9,689 | $382,700 (-) Land $55,300 Building $327,400 |
| 2024 | $1,767.00 (-0.28%) | ||
| 2023 | $1,772.00 | $11,325 Land $1,636 Building $9,689 | $382,700 Land $55,300 Building $327,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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