Spartanburg County property record for 428 Saddleback Trl, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,561 sqft · built 2018 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Apr 2023) |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3000-09030 |
| Primary APN | 5-3000-09030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| Gross Area | 2,081 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 180096 |
|---|---|
| Street Address | 428 SADDLEBACK TRL |
| City | DUNCAN |
| State | SC |
| Zip | 29334-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 ESCAVERA SUB PB 171-200 |
| Legal Subdivision | ESCAVERA SUB |
| Legal Lot Number | 21 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23408 |
Source: Spartanburg County records · APN 5-3000-09030
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2023 | Deed, Transfer |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Jan 29, 2021 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Oct 02, 2018 | Deed, Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Jan 12, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2023 · Amount on Record |
| Deed Sale | Apr 06, 2023 · Amount on Record |
| Prior Sale | Jan 29, 2021 · Amount on Record |
| Deed Document Number | 2023-13197 |
| Deed Book / Page | 141-L / 727 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Apr 06, 2023 |
| Property Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000013197 |
| Book / Page | 141-L / 727 |
| Map Reference | MB 171 PG 200 |
| Instrument Date | Apr 05, 2023 |
| Instrument | 2023-13197 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $754.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000050575 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 5697/0536 |
| Instrument | 2019-50575 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jan 29, 2021 |
| Property Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000005259 |
| Book / Page | 130-W / 23 |
| Map Reference | MB 171 PG 200 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021-05259 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000005260 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 6005/662 |
| Instrument | 2021-05260 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Oct 02, 2018 |
| Property Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000045098 |
| Book / Page | 121-H / 0792 |
| Map Reference | MB171 PG200 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018-45098 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000045099 |
|---|---|
| Date | Oct 02, 2018 |
| Book Page | 5513/0972 |
| Instrument | 2018-45099 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jan 12, 2018 |
| Property Address | 428 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000001683 |
| Book / Page | 00118G / 000221 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 1683 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $267.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 VERDAE BLVD #401 GREENVILLE SC 296073825, 401, GREENVILLE, SC 29607-3825 |
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (-15.98%) | $11,600 (+20.08%) Land $2,212 Building $9,388 | $290,000 (+16.42%) Land $55,300 Building $234,700 |
| 2024 | $1,808.00 (+18.79%) | ||
| 2023 | $1,522.00 | $9,660 Land $2,145 Building $7,515 | $249,100 Land $55,300 Building $193,800 |
Source: FEMA National Flood Hazard Layer as of October 2, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 302 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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