Spartanburg County property record for 432 Saddleback Trl, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,045 sqft · built 2018 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (May 2018) |
| Tax Bill | $1,596 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3000-09031 |
| Primary APN | 5-3000-09031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,045 sqft Living Area |
| Gross Area | 3,617 sqft |
| Upper Floors Area | 1,792 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 92 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 180097 |
|---|---|
| Street Address | 432 SADDLEBACK TRL |
| City | DUNCAN |
| State | SC |
| Zip | 29334-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 ESCAVERA SUB PB 171-200 |
| Legal Subdivision | ESCAVERA SUB |
| Legal Lot Number | 22 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23408 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 432 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| May 2, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Dec 7, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Prior Sale | Dec 7, 2017 · Amount on Record |
| Deed Document Number | 0119-M0220 |
| Deed Book / Page | 119-M / 0220 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 432 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 432 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000070173 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 6271/537 |
| Instrument | 2021-70173 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | May 2, 2018 |
| Property Address | 432 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000019282 |
| Book / Page | 00119M / 000220 |
| Instrument Date | May 1, 2018 |
| Instrument | 19282 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 SADDLEBACK TRL DUNCAN SC 293348110, DUNCAN, SC 29334-8110 |
| Document Number | 19283 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 005440/000627 |
| Instrument | 19283 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Dec 7, 2017 |
| Property Address | 432 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000057035 |
| Book / Page | 00117X / 000559 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 57035 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $401.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 VERDAE BLVD #401 GREENVILLE SC 296073825, 401, GREENVILLE, SC 29607-3825 |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,596.00 (+0.63%) | $10,120 (-) Land $1,596 Building $8,524 | $350,600 (-) Land $55,300 Building $295,300 |
| 2024 | $1,586.00 (-0.25%) | ||
| 2023 | $1,590.00 | $10,120 Land $1,596 Building $8,524 | $350,600 Land $55,300 Building $295,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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