Spartanburg County property record for 429 Saddleback Trl, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,142 sqft · built 2018 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,990 (Jun 2018) |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3000-09037 |
| Primary APN | 5-3000-09037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| Gross Area | 2,670 sqft |
| Upper Floors Area | 1,266 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 68 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 180104 |
|---|---|
| Street Address | 429 SADDLEBACK TRL |
| City | DUNCAN |
| State | SC |
| Zip | 29334-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 ESCAVERA SUB PB 171-200 |
| Legal Subdivision | ESCAVERA SUB |
| Legal Lot Number | 28 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23408 |
Source: Spartanburg County records · APN 5-3000-09037
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Nov 15, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Dec 15, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Jun 21, 2018 | Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO |
| Nov 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on Record |
| Deed Sale | Jun 21, 2018 · Amount on Record |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Deed Document Number | DEE-2018-27804 |
| Deed Book / Page | 120C / 847 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000002430 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 7144/618 |
| Instrument | 2026-02430 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000019694 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 6362/429 |
| Instrument | 2022-19694 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000054793 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 5711/0280 |
| Instrument | 2019-54793 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000057971 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 5969/561 |
| Instrument | 2020-57971 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jun 21, 2018 |
| Property Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000027804 |
| Book / Page | 120-C / 0847 |
| Map Reference | MB171 PG200 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018-27804 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000027805 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 2018-27805 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Nov 13, 2017 |
| Property Address | 429 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000053226 |
| Book / Page | 00117R / 000702 |
| Instrument Date | Nov 08, 2017 |
| Instrument | 53226 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $267.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 VERDAE BLVD #401 GREENVILLE SC 296073825, 401, GREENVILLE, SC 29607-3825 |
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,445.00 (+0.7%) | $9,108 (-) Land $1,836 Building $7,272 | $274,300 (-) Land $55,300 Building $219,000 |
| 2024 | $1,435.00 (-0.28%) | ||
| 2023 | $1,439.00 | $9,108 Land $1,836 Building $7,272 | $274,300 Land $55,300 Building $219,000 |
Source: FEMA National Flood Hazard Layer, Spartanburg County (45083C), as of October 2, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450830234081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 302 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC4220006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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