La Plata County property record for 440 Red Rock Rd, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 3,543 sqft · built 2003 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Jul 2021) |
| Tax Bill | $7,676 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5597-101-14-033 |
| Primary APN | 5597-101-14-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,543 sqft Living Area |
| Gross Area | 4,381 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Attached |
| Garage Area | 838 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 39 sqft |
| Heating System | Radiant |
|---|
| Account Number | R420725 |
|---|---|
| Street Address | 440 RED ROCK RD |
| City | DURANGO |
| State | CO |
| Zip | 81301-7268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RED ROCK RANGE BLOCK: 0 LOT: 33 PROJ 93-258 440 RED ROCK RD DURANGO 81301 |
| Legal Subdivision | RED ROCK RANGE |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970705 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 RED ROCK RD, DURANGO, CO 81301-7268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 9, 2021 | Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE CO |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE CO |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2006 · Amount on Record |
| Deed Document Number | 20211195680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jul 9, 2021 |
| Property Address | 440 RED ROCK RD, DURANGO, CO 81301-7268 |
| Document Number | 0001195680 |
| Map Reference | DOC 760907 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 1195680 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 RED ROCK RD, 440, DURANGO, CO 81301-7268 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5153 E KAREN DR, SCOTTSDALE, AZ 85254-2287 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 440 RED ROCK RD, DURANGO, CO 81301-7268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COLORADO ESCROW & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001151109 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 1151109 |
| Name | THE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 440 RED ROCK RD, DURANGO, CO 81301-7268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COLORADO ESCROW & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001160894 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 1160894 |
| Name | THE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 440 RED ROCK RD, DURANGO, CO 81301-7268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001185529 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 1185529 |
| Name | THE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,980 (+5.31%) Land $43,890 Building $100,090 | $2,187,420 (-) Land $666,800 Building $1,520,620 | |
| 2025 | $7,676.00 (+90.57%) | $136,720 (+47.23%) Land $41,680 Building $95,040 | $2,187,420 (+57.81%) Land $666,800 Building $1,520,620 |
| 2023 | $4,028.00 (+44.94%) | $92,860 (+46.51%) Land $31,810 Building $61,050 | $1,386,070 (+52%) Land $474,850 Building $911,220 |
| 2022 | $2,779.00 | $63,380 Land $22,060 Building $41,320 | $911,880 Land $317,370 Building $594,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 55% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people · EPA ID CO0134065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | ANIMAS WC |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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