La Plata County property record for 400 Red Rock Rd, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,675 sqft · built 2003 |
| Lot Size | 0.827 acres (36,024 sqft) |
| Owner | Company Name on Record |
| Last Sale | $834,750 (Jul 2020) |
| Tax Bill | $5,139 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5597-101-14-034 |
| Primary APN | 5597-101-14-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,675 sqft Living Area |
| Gross Area | 3,487 sqft |
| 1st Floor Area | 2,675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Lot Area | 36,024 sqft (0.827 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 509 sqft |
| Patio Area | 192 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R420726 |
|---|---|
| Street Address | 400 RED ROCK RD |
| City | DURANGO |
| State | CO |
| Zip | 81301-7268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RED ROCK RANGE BLOCK: 0 LOT: 34 PROJ 93-258 400 RED ROCK RD DURANGO 81301 |
| Legal Subdivision | RED ROCK RANGE |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970705 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 400 RED ROCK RD, DURANGO, CO 81301-7268 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 20, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF DURANGO |
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 20, 2020 | Warranty Deed, Transfer LAND TITLE GUARANTEE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Jan 14, 2016 · Amount on Record |
| Deed Document Number | 20201174272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 400 RED ROCK RD, DURANGO, CO 81301-7268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001125764 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 1125764 |
| Name | FIRST NATIONAL BANK OF DURANGO |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81302 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 400 RED ROCK RD, DURANGO, CO 81301-7268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0001171054 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 1171054 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jul 20, 2020 |
| Property Address | 400 RED ROCK RD, DURANGO, CO 81301-7268 |
| Document Number | 0001174272 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 1174272 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $83.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 400 RED ROCK RD DURANGO CO 813017268, DURANGO, CO 81301-7268 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,830 (+3.61%) Land $43,180 Building $51,650 | $1,464,450 (-) Land $666,800 Building $797,650 | |
| 2025 | $5,139.00 (+89%) | $91,530 (+46%) Land $41,680 Building $49,850 | $1,464,450 (+56.52%) Land $666,800 Building $797,650 |
| 2023 | $2,719.00 (+9.24%) | $62,690 (+10.45%) Land $31,240 Building $31,450 | $935,640 (+14.58%) Land $466,280 Building $469,360 |
| 2022 | $2,489.00 | $56,760 Land $22,060 Building $34,700 | $816,610 Land $317,370 Building $499,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people · EPA ID CO0134065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | ANIMAS WC |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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