La Plata County property record for 480 Red Rock Rd, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,520 sqft · built 2024 |
| Lot Size | 1.51 acres (66,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,800,000 (Nov 2023) |
| Tax Bill | $8,977 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5597-112-14-030 |
| Primary APN | 5597-112-14-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,520 sqft Living Area |
| Gross Area | 5,606 sqft |
| 1st Floor Area | 4,520 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Custom Design |
| Lot Area | 66,081 sqft |
| Garage Type | Attached |
| Garage Area | 1,086 sqft |
| Heating System | Radiant |
|---|
| Account Number | R420722 |
|---|---|
| Street Address | 480 RED ROCK RD |
| City | DURANGO |
| State | CO |
| Zip | 81301-7268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RED ROCK RANGE BLOCK: 0 LOT: 30 PROJ 93-258 480 RED ROCK RD DURANGO 81301 |
| Legal Subdivision | RED ROCK RANGE |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970705 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 526 ALAN RD, DURANGO, CO 81301-7518 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Jan 22, 1999 |
| Deed Document Number | 20231227235 |
| Last Transfer Date | Jul 29, 2024 |
| Transfer Doc | 0001234444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 480 RED ROCK RD, DURANGO, CO 81301-7268 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3223 WINTERGREEN TER, GRAPEVINE, TX 76051-4242 |
| Document Number | 0001249920 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 1249920 |
| Name | TBK BANK SSB |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,430 (+9.73%) Land $69,540 Building $105,890 | $2,649,860 (+3.59%) Land $1,050,400 Building $1,599,460 | |
| 2025 | $8,977.00 (-5.66%) | $159,880 (-27.12%) Land $66,370 Building $93,510 | $2,558,120 (+225.36%) Land $1,061,930 Building $1,496,190 |
| 2023 | $9,516.00 (+48.04%) | $219,360 (+49.65%) Land $219,360 | $786,240 (+55.56%) Land $786,240 |
| 2022 | $6,428.00 | $146,580 Land $146,580 | $505,440 Land $505,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 55% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people · EPA ID CO0134065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | ANIMAS WC |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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