La Plata County property record for 385 Red Rock Rd, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,490 sqft · built 2001 |
| Lot Size | 0.735 acres (32,017 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,200,000 (Aug 2023) |
| Tax Bill | $7,702 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5597-101-14-036 |
| Primary APN | 5597-101-14-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,490 sqft Living Area |
| Gross Area | 4,341 sqft |
| 1st Floor Area | 3,490 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Lot Area | 32,017 sqft (0.735 acres) |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 395 sqft |
| Patio Area | 1,628 sqft |
| Heating System | Radiant |
|---|
| Account Number | R420728 |
|---|---|
| Street Address | 385 RED ROCK RD |
| City | DURANGO |
| State | CO |
| Zip | 81301-7267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RED ROCK RANGE BLOCK: 0 LOT: 36 PROJ 93-258 385 RED ROCK RD DURANGO 81301 |
| Legal Subdivision | RED ROCK RANGE |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970705 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BETTER RATE MORTGAGE INC |
| Aug 14, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage BETTER RATE MORTGAGE INC |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 8, 2020 | Warranty Deed, Transfer · ARM FIRST REPUBLIC BANK |
| Aug 21, 2018 | Deed of Trust, Mortgage MORTGAGE CTRL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Prior Sale | Sep 8, 2020 · Amount on Record |
| Deed Document Number | 20231224595 |
| Prior Transfer Date | Sep 14, 2016 |
| Prior Transfer Doc | 0001118164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | TITLE DURANGO LLC, TITLE DURANGO |
| Name | Verified Name |
|---|---|
| Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Document Number | 0001249028 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 1249028 |
| Name | BETTER RATE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Aug 14, 2023 |
| Property Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Document Number | 0001224595 |
| Map Reference | DOC 760907 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 1224595 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Document Number | 0001224596 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 1224596 |
| Name | BETTER RATE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001174748 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 1174748 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 8, 2020 |
| Property Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Document Number | 0001177171 |
| Map Reference | DOC 760907 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 1177171 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 385 RED ROCK RD, 385, DURANGO, CO 81301-7267 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 56 TESLA, IRVINE, CA 92618-4603 |
| Document Number | 0001177172 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 1177172 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 385 RED ROCK RD, DURANGO, CO 81301-7267 |
| Document Number | 0001147206 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 385 RED ROCK RD DURANGO CO 813017267, DURANGO, CO 81301-7267 |
| Document Number | 0001147206 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 1147206 |
| Name | MORTGAGE CTRL |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 26, 2048 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,500 (+5.33%) Land $43,900 Building $100,600 | $2,194,890 (-) Land $666,810 Building $1,528,080 | |
| 2025 | $7,702.00 (+85.28%) | $137,190 (+66.43%) Land $41,680 Building $95,510 | $2,194,890 (+78.4%) Land $666,810 Building $1,528,080 |
| 2024 | $4,157.00 (+16.25%) | ||
| 2023 | $3,576.00 (+4.59%) | $82,430 (+5.71%) Land $31,660 Building $50,770 | $1,230,300 (+9.66%) Land $472,560 Building $757,740 |
| 2022 | $3,419.00 | $77,980 Land $22,060 Building $55,920 | $1,121,960 Land $317,370 Building $804,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people · EPA ID CO0134065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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