440 Pedretti Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 440 Pedretti Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,892 sqft · built 1960
Lot Size	0.518 acres (22,564 sqft)
Owner	Individual Name on Record
Last Sale	$200,600 (Jan 2026)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0013-0282-00`

Property Details

APN / Parcel Number

Primary APN	`540-0013-0282-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	800 sqft
Unfinished Basement	292 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	22,564 sqft (0.518 acres)
Lot Dimensions	274 ft deep x 80 ft wide
Patio Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	440 PEDRETTI AVE
City	CINCINNATI
State	OH
Zip	45238-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	PEDRETTI RD 80 X 274.75 R1-T3-S5 SW
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4010
Census Tract	21401

Owner

Source: Hamilton County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 PEDRETTI AVE, CINCINNATI, OH 45238-5454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 27, 2022	Warranty Deed, Transfer
Jun 11, 2020	Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	20263074
Deed Book / Page	15581 / 1668
Prior Transfer Date	Dec 4, 1995
Prior Transfer Doc	0000011378
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 13, 2026
Property Address	440 PEDRETTI AVE, CINCINNATI, OH 45238-5454
Document Number	0000003074
Book / Page	15581 / 1668
Instrument Date	Jan 6, 2026
Instrument	2026-0003074
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PEDRETTI AVE, CINCINNATI, OH 45238-5454

Mortgage

Document Number	0000003075
Date	Jan 13, 2026
Instrument	2026-0003075

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 27, 2022
Property Address	440 PEDRETTI AVE, CINCINNATI, OH 45238-5454
Document Number	0000073575
Book / Page	14717 / 258
Instrument Date	Jul 22, 2022
Instrument	2022-0073575
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2020
Property Address	440 PEDRETTI AVE, CINCINNATI, OH 45238-5454
Document Number	0000054984
Book / Page	014187 / 000709
Instrument Date	Jun 8, 2020
Instrument	54984
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PEDRETTI AVE CINCINNATI OH 452385454, CINCINNATI, OH 45238-5454

Mortgage

Document Number	54985
Date	Jun 11, 2020
Book Page	014187/000712
Instrument	54985

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,740.00 (-0.23%)	$77,701 (+%) Land $8,124 Building $69,577	$222,000 (-) Land $23,210 Building $198,790
2024	$4,751.00 (+1.52%)	$77,699 (-) Land $8,123 Building $69,576
2023	$4,680.00 (+1.96%)	$77,699 (+14.55%) Land $8,123 Building $69,576	$222,000 (+14.55%) Land $23,210 Building $198,790
2022	$4,590.00 Homeowner's exemption	$67,830 Land $7,483 Building $60,347
2020			$193,800 Land $21,380 Building $172,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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