440 N Spring Mill Rd, Villanova, PA 19085 Property Records

Montgomery County property record for 440 N Spring Mill Rd, Villanova, PA 19085

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,236 sqft · built 1900
Lot Size1.08 acres (47,047 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Aug 1997)
Tax Bill$13,933 (2026)
Deeds & MortgagesNov 2021 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN40-00-56516-00-9

Property Details

APN / Parcel Number

Primary APN40-00-56516-00-9
Alternative APN
  • 40012B001

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,236 sqft Living Area
1st Floor Area1,506 sqft
Basement Area224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialStucco
Foundation TypeNo Foundation
Lot Area47,047 sqft
Lot Width199 ft Width
Garage Area400 sqft
Deck AreaDeck Area
Patio Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address440 N SPRING MILL RD
CityVILLANOVA
StatePA
Zip19085-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionASSESSOR BLOCK-UNIT NUMBER 12B-1
Legal SubdivisionJ BROOKE BROMLEY PROP
Legal Block12B
Legal Lot Number1
JurisdictionMONTGOMERY PA
Township / Civil DivisionLOWER MERION
Census Block Group2
Census Block2009
Census Tract204900

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 N SPRING MILL RD, VILLANOVA, PA 19085-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOC LP
Jul 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED STATES FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 1997 · Amount on Record
Deed SaleAug 19, 1997 · Amount on Record
Deed Document Number199713922
Deed Book / Page5196 / 1216
Last Transfer DateNov 9, 2001
Transfer Doc0000025538
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address440 N SPRING MILL RD, VILLANOVA, PA 19085-1928
Transaction TypeMortgage
Record UpdatedMar 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01544600846
DateNov 23, 2021
Book Page15446/00846
Instrument2021133348
Lender
NamePROVIDENT FUNDING ASSOC LP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 1, 2031
Interest
Rate TypeFixed Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address440 N SPRING MILL RD, VILLANOVA, PA 19085-1928
Document Number0145502446
Instrument DateJul 9, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018
Title CompanyUNIVERSAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 N SPRING MILL RD #LOWR VILLANOVA PA 190851928, VILLANOVA, PA 19085-1928

Mortgage

Document Number0145502446
DateJul 13, 2018
Book Page014550/002446
Instrument46855
Lender
NameUNITED STATES FCU
TypeCredit Union
AddressPHILADELPHIA, PA 19115
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 12, 2023

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionLower Merion Township
Unified School DistrictLower Merion School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,933.00$305,000 (-)$305,000 (-)
2025$13,933.00 (+9.39%)
2024$305,000 (-) Land $240,700 Building $64,300
2023$12,737.00 (+4.35%)$305,000 Land $240,700 Building $64,300
2022$12,206.00
1998$305,000 (-) Land $240,700 Building $64,300
1996$305,000 Land $240,700 Building $64,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1996–2012)
Claims Outside the SFHA5 of 13
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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