Black Hawk County property record for 440 James St, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1949 |
| Square Footage | 1,618 sqft Living Area |
| Lot Size | 6,903 sqft (0.158 acres) |
| Garage | Detached, 520 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,694.00 (2025) |
| Primary APN | 8913-36-228-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,618 sqft Living Area |
| 1st Floor | 832 sqft 1st Floor |
| Basement Area | 1,036 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 6,903 sqft (0.158 acres) |
| Depth X Width | 117 ft x 61 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 520 sqft Garage |
| Deck Area | 250 sqft Deck |
| Patio Area | 104 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 440 JAMES ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROOFFS ADDITION LOT 37 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | ROOFFS ADDITION |
| Legal Lot Number | 37 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 900 |
Source: Black Hawk County records · APN 8913-36-228-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1843 LOCKE AVE, WATERLOO, IA 50702-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,694.00 Homeowner's exemption | $96,820 (+9.61%) Land $8,410 Building $88,410 | $96,820 (+9.61%) Land $8,410 Building $88,410 |
| 2024 | $1,694.00 (-6.36%) | ||
| 2023 | $88,330 Land $8,410 Building $79,920 | $88,330 Land $8,410 Building $79,920 | |
| 2022 | $1,809.00 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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