439 James St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 439 James St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Industrial > Warehouse, Storage
Year Built	Built 1961
Square Footage	6,000 sqft Gross Area
Lot Size	14,418 sqft (0.331 acres)
Last Sale	$160,000 (2023)
Tax Bill	$1,524.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-226-016`

Interior

Building Area	6,000 sqft Gross Area
1st Floor	6,000 sqft 1st Floor
Stories	1 Stories
Overhead Door	Overhead Door
Interior Structure	Unfinished Interior Structure

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Metal Roof
Lot Area	14,418 sqft (0.331 acres)
Depth X Width	100 ft x 144 ft Depth x Width

Utilities and HVAC

Cooling System	None Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	439 JAMES ST
City	WATERLOO
State	IA
Zip	50702-1319
Property Usage	Industrial Property Usage
Type	Industrial > Warehouse, Storage
Legal Description	ROOFFS ADDITION LOT 45 LOT 46
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	ROOFFS ADDITION
Legal Lot Number	45,46
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2052
Census Tract	900

Owner

Source: Black Hawk County records · APN 8913-36-226-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1826 MEADOW VIEW CIR, CEDAR FALLS, IA 50613-7941
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Deed Doc Number	202312697
Record Refreshed	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	439 JAMES ST, WATERLOO, IA 50702-1319
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00011383
Date	Jan 04, 2018
Instrument	2018-00011383

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00	$113,270 (+61.17%) Land $16,550 Building $96,720	$113,270 (+61.17%) Land $16,550 Building $96,720
2024	$1,524.00 (+48.54%)
2023		$70,280 (+50.4%) Land $16,550 Building $53,730	$70,280 (+50.4%) Land $16,550 Building $53,730
2022	$1,026.00	$46,730 Land $13,240 Building $33,490
2021			$46,730 Land $13,240 Building $33,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.