432 James St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 432 James St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1945
Square Footage	582 sqft Living Area
Lot Size	9,375 sqft (0.215 acres)
Garage	Detached, 336 sqft
Last Sale	$70,000 (2024)
Tax Bill	$1,082.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-228-028`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Total Rooms	3 Rooms
Building Area	582 sqft Living Area
1st Floor	582 sqft 1st Floor
Basement Area	582 sqft Basement
Finished Basement	25 sqft Finished
Unfinished Basement	582 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Asbestos Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,375 sqft (0.215 acres)
Depth X Width	125 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	336 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	72 sqft Patio
Porch	1 Porch
Porch Area	117 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	432 JAMES ST
City	WATERLOO
State	IA
Zip	50702-1320
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ROOFS ADDITION LOT 36 AND S 25 FT LOT 35 AND E 1/2 OF VAC N-S ALLEY ADJ S 25 FT LOT 35 AND ALL LOT 36
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	ROOFS ADDITION
Legal Lot Number	35,36
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2054
Census Tract	900

Owner

Source: Black Hawk County records · APN 8913-36-228-028

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 56, WATERLOO, IA 50704-0056
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2024 · Amount on Record
Deed Sale	Dec 06, 2024 · Amount on Record
Prior Sale	Dec 06, 2023 · Amount on Record
Deed Doc Number	20247398
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00	$53,940 (+8.05%) Land $10,910 Building $43,030	$53,940 (+8.05%) Land $10,910 Building $43,030
2024	$1,082.00 (-31.08%)
2023		$49,920 (-0.89%) Land $10,910 Building $39,010	$49,920 (-0.89%) Land $10,910 Building $39,010
2022	$1,570.00	$50,370 Land $10,910 Building $39,460
2021			$50,370 Land $10,910 Building $39,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.