414 James St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 414 James St, Waterloo, IA 50702

Property Summary

Property TypeWarehouse, Storage
Details2,250 sqft · built 1977
Lot Size0.403 acres (17,550 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Oct 2024)
Tax Bill$1,564 (2025)
Deeds & MortgagesOct 2024 Sale
Flood ZoneZone X (reduced by levee)
APN8913-36-228-002

Property Details

APN / Parcel Number

Primary APN8913-36-228-002

Interior

Stories1 Story
Building Area2,250 sqft Gross Area
1st Floor Area2,250 sqft
Interior WallsWallboard/Drywall
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialMetal
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialMetal
Lot Area17,550 sqft (0.403 acres)
Lot Dimensions117 ft deep x 150 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address414 JAMES ST
CityWATERLOO
StateIA
Zip50702-1320
Property CategoryIndustrial
Property TypeIndustrial > Warehouse, Storage
Legal DescriptionROOFFS ADDITION LOT 29 LOT 30 LOT 31
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionROOFFS ADDITION
Legal Lot Number29-31
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2054
Census Tract900

Owner

414 James St, an industrial property, is owned by an individual who bought it in October 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address315 MORRELL AVE, EVANSDALE, IA 50707-1032
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2024 · Amount on File
Deed SaleOct 16, 2024 · Amount on File
Deed Document Number202421921
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateOct 16, 2024
Property Address414 JAMES ST, WATERLOO, IA 50702-1320
Document Number0202421921
Instrument DateOct 14, 2024
Instrument2024-21921
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount on Record
Tax$127.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 MORRELL AVE, EVANSDALE, IA 50707-1032
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 414 James St was $1,564, up 1.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,564.00 (+1.82%)$76,610 Land $21,940 Building $54,670$76,610 Land $21,940 Building $54,670
2024$1,536.00
2023$70,760 (+21.87%) Land $21,940 Building $48,820$70,760 Land $21,940 Building $48,820
2022$1,276.00$58,060 Land $17,550 Building $40,510
2021$58,060 Land $17,550 Building $40,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 James St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on James St

Nearby Streets

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