440 Gallardo Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 440 Gallardo Cir, Saint Augustine, FL 32086 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,939 sqft · built 2007
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Last Sale	$526,900 (Feb 2008)
Tax Bill	$8,066 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`284197-0210`

Property Details

APN / Parcel Number

Primary APN	`284197-0210`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	2,939 sqft Living Area
Gross Area	3,998 sqft
1st Floor Area	2,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 GALLARDO CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61/36-40 ESTATES OF TUSCANY PHASE 2A BLK 197 LOT 21 OR3040/1262 & 4951/845 & 5376/1047(Q/C) &5376/1073(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	41
Legal Subdivision	ESTATES OF TUSCANY PHASE 2A
Legal Phase	2A
Legal Block	197
Legal Lot Number	21
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3010
Census Tract	21210

Owner

Source: St. Johns County records · APN 284197-0210

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	440 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2008 · Amount on Record
Deed Sale	Feb 05, 2008 · Amount on Record
Deed Document Number	20086882
Deed Book / Page	3040 / 1262
Last Transfer Date	Sep 16, 2021
Transfer Doc	0053761047
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2021
Property Address	440 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number	0053761073
Book / Page	5376 / 1073
Map Reference	MB 61 PG 36-40
Instrument Date	Sep 16, 2021
Instrument	2021104402
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2021
Property Address	440 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number	0053761047
Book / Page	5376 / 1047
Map Reference	MB 61 PG 36-40
Instrument Date	Sep 16, 2021
Instrument	2021104400
Transaction Type	Transfer
Record Updated	Oct 05, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742

Mortgage

Document Number	53761051
Date	Sep 23, 2021
Instrument	5376/1051

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	440 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049031101
Date	Mar 17, 2020
Book Page	4903/1101
Instrument	2020021426

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 28, 2020
Property Address	440 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number	0049510845
Book / Page	004951 / 000845
Instrument Date	Mar 30, 2020
Instrument	40800
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 GALLARDO CIR ST AUGUSTINE FL 320867742, ST AUGUSTINE, FL 32086-7742

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,878 (-8.42%) Land $120,000 Building $445,878	$565,878 (-8.42%) Land $120,000 Building $445,878
2025	$8,066.00 (+3.34%) Homeowner's exemption Widower's exemption	$617,875 (+9.4%)	$617,875 (+9.4%) Land $120,000 Building $497,875
2024	$7,805.00 (+7.06%)
2023	$7,290.00 (+5.64%)	$564,773 (+2.16%)	$564,773 (+2.16%) Land $120,000 Building $444,773
2022	$6,901.00	$552,848	$552,848 Land $90,720 Building $462,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gallardo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures