St. Johns County property record for 436 Gallardo Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,614 sqft · built 2014 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (May 2023) |
| Tax Bill | $8,098 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284197-0220 |
| Primary APN | 284197-0220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,614 sqft Living Area |
| Gross Area | 3,401 sqft |
| 1st Floor Area | 2,281 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 411 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 436 GALLARDO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 61/41-42 ESTATES OF TUSCANY PHASE 2A-1 BLK 197 LOT 22 OR5761/106 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 41 |
| Legal Subdivision | ESTATES OF TUSCANY PHASE 2A-1 |
| Legal Phase | 2A |
| Legal Block | 197 |
| Legal Lot Number | 22 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21210 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Nov 6, 2020 | Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC |
| Nov 18, 2019 | Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC |
| Feb 26, 2019 | Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 202338913 |
| Deed Book / Page | 5761 / 106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 22, 2023 |
| Property Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Document Number | 0057610106 |
| Book / Page | 5761 / 106 |
| Map Reference | MB 61 PG 41&42 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023038913 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 179 MAYA CT, ST AUGUSTINE, FL 32086-7037 |
| Name | Verified Name |
|---|---|
| Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Document Number | 0005761109 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 5761/109 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Document Number | 0050921604 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 5092/1604 |
| Instrument | 2020100284 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACTION TITLE SEVICES |
| Name | Verified Name |
|---|
| Document Number | 0048321480 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 4832/1480 |
| Instrument | 2019086000 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Document Number | 0046850231 |
| Book / Page | 4685 / 0231 |
| Map Reference | MB 61 PG 41&42 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2019012955 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,199.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 BOW ST, 131, NORTHWOOD, NH 03261-4114 |
| Name | Verified Name |
|---|---|
| Address | 436 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742 |
| Document Number | 2019012956 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019012956 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,901 (-7.2%) Land $120,000 Building $450,901 | $570,901 (-9.31%) Land $120,000 Building $450,901 | |
| 2025 | $8,098.00 (+11.59%) Homeowner's exemption | $615,226 (+2.9%) | $629,520 (+5.29%) Land $120,000 Building $509,520 |
| 2024 | $7,257.00 (+2,757.09%) Homeowner's exemption | $597,887 (+38.38%) | $597,887 (+7.19%) Land $120,000 Building $477,887 |
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $432,066 (+3%) | $557,787 (+3.35%) Land $120,000 Building $437,787 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $419,482 | $539,714 Land $90,720 Building $448,994 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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