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433 Gallardo Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 433 Gallardo Cir, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,494 sqft · built 2021
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$464,363 (Apr 2021)
Tax Bill$5,355 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN284196-0050

Property Details

APN / Parcel Number

Primary APN284196-0050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,494 sqft Living Area
Gross Area3,100 sqft
1st Floor Area2,494 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area606 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address433 GALLARDO CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-7743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61/36-40 ESTATES OF TUSCANY PHASE 2A BLK 196 LOT 5 OR5224/1950
Legal Range30E
Legal Township08S
Legal Section41
Legal SubdivisionESTATES OF TUSCANY PHASE 2A
Legal Phase2A
Legal Block196
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3008
Census Tract21210

Owner

Source: St. Johns County records · APN 284196-0050

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2021 · Amount on Record
Deed SaleApr 01, 2021 · Amount on Record
Prior SaleMay 13, 2014 · Amount on Record
Deed Document Number202135937
Deed Book / Page5224 / 1950
Record UpdatedSep 20, 2026

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 01, 2021
Property Address433 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743
Document Number0052241950
Book / Page5224 / 1950
Map ReferenceMB 61 PG 36
Instrument DateMar 12, 2021
Instrument2021035937
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,250.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49 SHORES BLVD, 49, SAINT AUGUSTINE, FL 32086-7238

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 GALLARDO CIR, ST AUGUSTINE, FL 32086-7743

Mortgage

Document Number0052241952
DateApr 01, 2021
Instrument5224/1952
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$427,838 (+2.7%)$519,123 (-7.65%) Land $120,000 Building $399,123
2025$5,355.00 (+12.19%) Homeowner's exemption Disabled Person's exemption$416,590 (+5.99%)$562,150 (+11.2%) Land $120,000 Building $442,150
2024$4,773.00 (+1.99%)
2023$4,680.00 (+1.52%) Homeowner's exemption Disabled Person's exemption$393,057 (+3%)$505,547 (+20.16%) Land $120,000 Building $385,547
2022$4,610.00 Homeowner's exemption Disabled Person's exemption$381,609$420,721 Land $90,720 Building $330,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 61 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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