448 Gallardo Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 448 Gallardo Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,698 sqft · built 2010
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Company Names on File
Last Sale	$443,000 (Sep 2017)
Tax Bill	$4,677 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`284197-0190`

Property Details

APN / Parcel Number

Primary APN	`284197-0190`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,698 sqft Living Area
Gross Area	3,410 sqft
1st Floor Area	2,370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	906 sqft
Porch	Finished Screened Porch
Porch Area	249 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 GALLARDO CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61/36-40 ESTATES OF TUSCANY PHASE 2A BLK 197 LOT 19 OR4435/1022 & 6072/1278(T/R) & 6073/1249(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	41
Legal Subdivision	ESTATES OF TUSCANY PHASE 2A
Legal Phase	2A
Legal Block	197
Legal Lot Number	19
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3010
Census Tract	21210

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	448 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Nov 23, 2010 · Amount on Record
Deed Document Number	201763359
Deed Book / Page	4435 / 1022
Last Transfer Date	Dec 4, 2024
Transfer Doc	0060731249
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 18, 2017
Property Address	448 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7742
Document Number	0044351022
Book / Page	004435 / 001022
Instrument Date	Sep 15, 2017
Instrument	63359
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$3,101.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	80 SURFVIEW DR #215 PALM COAST FL 321372377, 215, PALM COAST, FL 32137-2377

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,100 (+2.7%)	$543,228 (-8.83%) Land $120,000 Building $423,228
2025	$4,677.00 (+10.78%) Homeowner's exemption Widower's exemption	$366,212 (+2.9%)	$595,815 (+5.16%) Land $120,000 Building $475,815
2024	$4,222.00 (+1.98%) Homeowner's exemption	$355,891 (+3%)	$566,577 (+6.19%) Land $120,000 Building $446,577
2023	$4,140.00 (+2.83%) Homeowner's exemption	$345,525 (+3%)	$533,542 (+3.09%) Land $120,000 Building $413,542
2022	$4,026.00 Homeowner's exemption	$335,461	$517,528 Land $90,720 Building $426,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250