440 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 440 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,620 sqft · built 1954
Lot Size17.1 acres (746,183 sqft)
OwnerIndividual Name on Record
Tax Bill$1,816 (2026)
APN523200 313.-1-31.1

Property Details

APN / Parcel Number

Primary APN523200 313.-1-31.1
Alternative APN
  • 320031300000010310010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,080 sqft
Upper Floors Area540 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area746,183 sqft (17.1 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeCarport
Garage Area234 sqft
CarportCarport
Carport Area234 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area126 sqft
Shed1 Shed
Shed Area25 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address440 E RIVER DR
CityLAKE LUZERNE
StateNY
Zip12846-1911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal DescriptionRES LIFE ESTATE 43.-2-28.1
Legal Block1
Legal Lot Number31.001
JurisdictionWARREN NY
Township / Civil DivisionLAKE LUZERNE
Census Block Group3
Census Block3024
Census Tract71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 TAVERN RD, HADLEY, NY 12835-2100
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWarren County
County SubdivisionLake Luzerne Town
Unified School DistrictHadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,816.00 (+5.15%)
2025$1,727.00$82,000 (-) Land $49,000 Building $33,000$139,000 (+25.45%) Land $83,061 Building $55,939
2023$82,000 Land $49,000 Building $33,000$110,800 Land $66,210 Building $44,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2011–2019)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E River Dr

Nearby Streets

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