Warren County and Lake Luzerne Town property record for 405 E River Dr, Lake Luzerne, NY 12846
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,544 sqft · built 1970 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,000 (Feb 2019) |
| Tax Bill | $6,089 (2026) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| APN | 523200 312.16-1-8 |
| Primary APN | 523200 312.16-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 1,209 sqft |
| Finished Basement | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 200 ft deep x 101 ft wide |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 312 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 442 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 405 E RIVER DR |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | RES. 43.-3-2 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 71000 |
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E RIVER DR, LAKE LUZERNE, NY 12846-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2019 · Amount on Record |
| Deed Sale | Feb 6, 2019 · Amount on Record |
| Prior Sale | Nov 15, 2017 · Amount on Record |
| Deed Document Number | 2019801 |
| Deed Book / Page | 5886 / 17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NY |
| Recording Date | Feb 6, 2019 |
| Property Address | 405 E RIVER DR, LAKE LUZERNE, NY 12846-1912 |
| Document Number | 0000000801 |
| Book / Page | 005886 / 000017 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 801 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITOL TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 CENTER ST BALLSTON SPA NY 120201101, BALLSTON SPA, NY 12020-1101 |
| Document Number | 802 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 005886/000023 |
| Instrument | 802 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2049 |
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,089.00 (+5.11%) | ||
| 2025 | $5,793.00 | $275,000 (-) Land $122,000 Building $153,000 | $466,100 (+25.43%) Land $206,779 Building $259,321 |
| 2023 | $275,000 Land $122,000 Building $153,000 | $371,600 Land $164,855 Building $206,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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