454 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 454 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1978
Lot Size	9.03 acres (393,347 sqft)
Owner	Individual Name on Record
Tax Bill	$5,748 (2026)
Deeds & Mortgages	Jun 2026 Sale Sep 2025 Sale + 1 more
APN	`523200 313.-1-31.2`

Property Details

APN / Parcel Number

Primary APN	`523200 313.-1-31.2`
Alternative APN	`320031300000010310020000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,088 sqft
2nd Floor Area	832 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	393,347 sqft (9.03 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	3,287 sqft
Parking Spaces	16 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	454 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	RES.& SHOP 43.-2-28.2
Legal Block	1
Legal Lot Number	31.002
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	3
Census Block	3024
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	454 E RIVER DR, LAKE LUZERNE, NY 12846-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer
Sep 22, 2025	Warranty Deed, Transfer
Feb 23, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 2, 2022
Transfer Doc	0067580054
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Jun 23, 2026
Property Address	454 E RIVER DR, LAKE LUZERNE, NY 12846-1911
Document Number	0000003762
Book / Page	7256 / 275
Instrument Date	May 8, 2026
Instrument	20263762
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 E RIVER DR, LAKE LUZERNE, NY 12846-1911

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Sep 22, 2025
Property Address	454 E RIVER DR, LAKE LUZERNE, NY 12846-1911
Document Number	0071330290
Book / Page	7133 / 290
Instrument Date	Sep 18, 2025
Instrument	2025-5228
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 E RIVER DR, LAKE LUZERNE, NY 12846-1911

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Feb 23, 2023
Property Address	454 E RIVER DR, LAKE LUZERNE, NY 12846-1911
Document Number	0067580054
Book / Page	6758 / 54
Instrument Date	Nov 2, 2022
Instrument	2023-0977
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 E RIVER DR, LAKE LUZERNE, NY 12846-1911

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,748.00 (+5.78%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$5,434.00 (+3.07%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$275,000 (-) Land $51,000 Building $224,000	$466,100 (+10.16%) Land $86,440 Building $379,660
2024	$5,272.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$275,000 (-) Land $51,000 Building $224,000	$423,100 (+13.86%) Land $78,466 Building $344,634
2023		$275,000 Land $51,000 Building $224,000	$371,600 Land $68,915 Building $302,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2011–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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