429 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 429 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 876 sqft · built 1954
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2022)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-13-129-009`

Property Details

APN / Parcel Number

Primary APN	`06-13-129-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	876 sqft
Basement Area	876 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	429 ANN ST
City	ELGIN
State	IL
Zip	60120-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P MANNS SUB 1/2 VACATED ALLEY SOUTHERLY OF ADJ THERETO & ALL LOT 20 BLOCK 3
Legal Subdivision	P MANNS SUB
Legal Block	3
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1016
Census Tract	851302

Owner

429 Ann St is owned and occupied by an individual who bought it in May 2022.

Source: Kane County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	429 ANN ST, ELGIN, IL 60120-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	202228273
Prior Transfer Date	Dec 14, 2009
Prior Transfer Doc	0000005434
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 27, 2022
Property Address	429 ANN ST, ELGIN, IL 60120-4201
Document Number	0000028273
Instrument Date	May 23, 2022
Instrument	2022K028273
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7191 ASHTOBN AVE #1A # 1A, 1A, HANOVER PARK, IL 60133

Mortgage

Document Number	0000028274
Date	May 27, 2022
Instrument	2022K028274

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 29, 2018
Property Address	429 ANN ST, ELGIN, IL 60120-4201
Document Number	0000024591
Instrument Date	May 29, 2018
Instrument	24591
Transaction Type	Transfer
Record Updated	Jun 15, 2018

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	363 JOHN DR ELGIN IL 601208012, ELGIN, IL 60120-8012

Tax Assessment & Valuation

The 2025 property tax bill for 429 Ann St was $4,016 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 Homeowner's exemption	$60,651 (+8.57%) Land $12,500 Building $48,151	$182,026 (+8.57%) Land $37,515 Building $144,511
2024		$55,863 Land $11,513 Building $44,350	$167,656 Land $34,553 Building $133,103
2022	$3,470.00 (+5.06%) Homeowner's exemption	$46,018 (+6.96%) Land $9,484 Building $36,534	$138,054 (+6.96%) Land $28,452 Building $109,602
2021	$3,303.00 Homeowner's exemption	$43,024 Land $8,867 Building $34,157	$129,072 Land $26,601 Building $102,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Ann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 429 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures