Schenectady County and Schenectady City property record for 440 5th St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,168 sqft · built 1920 |
| Lot Size | 0.263 acres (11,498 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $50,000 (Feb 2018) |
| Tax Bill | $4,523 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-1-25 |
| Primary APN | 421500 48.52-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,498 sqft (0.263 acres) |
| Lot Dimensions | 153 ft deep x 75 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 FIFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AGED AFFIDAVIT REQUIRED 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 440 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 29, 2024 | Warranty Deed, Transfer |
| Feb 2, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on Record |
| Deed Sale | Feb 2, 2018 · Amount on Record |
| Deed Document Number | 20185395 |
| Deed Book / Page | 1980 / 934 |
| Prior Transfer Date | Jul 12, 2010 |
| Prior Transfer Doc | 0000029538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 29, 2024 |
| Property Address | 440 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Number | 0000018750 |
| Book / Page | 2127 / 946 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 202418750 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 2, 2018 |
| Property Address | 440 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Number | 0000005395 |
| Book / Page | 001980 / 000934 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 5395 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 ETNA ST BROOKLYN NY 112081714, BROOKLYN, NY 11208-1714 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,523.00 (+2.45%) | ||
| 2025 | $4,415.00 (+5.6%) | $83,400 (-) Land $11,000 Building $72,400 | $138,102 (+30.82%) Land $18,215 Building $119,887 |
| 2023 | $83,400 (-) Land $11,000 Building $72,400 | $105,570 (+3.8%) Land $13,924 Building $91,646 | |
| 2022 | $83,400 Land $11,000 Building $72,400 | $101,707 Land $13,415 Building $88,292 | |
| 2021 | $4,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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