Schenectady County and Schenectady City property record for 434 5th St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1920 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Apr 2019) |
| Tax Bill | $5,376 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-1-26 |
| Primary APN | 421500 48.52-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 808 sqft |
| 2nd Floor Area | 592 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 384 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 434 FIFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND PART OF 252 2 WOOD |
| Legal Subdivision | MAP TO CAMPBELL |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 10, 2019 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 14, 2018 | Warranty Deed, Transfer PAUL J OLLINGER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 201915557 |
| Deed Book / Page | 2009 / 102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Number | 0000010055 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 5359/427 |
| Instrument | 202410055 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Number | 0000038132 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 5314/169 |
| Instrument | 202338132 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Number | 0000063132 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 5275/63 |
| Instrument | 202263132 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 10, 2019 |
| Property Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Number | 0000015557 |
| Book / Page | 2009 / 102 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 201915557 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | PRIORITY 1 ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 BELMONT AVE, 1309, SCHENECTADY, NY 12308-2105 |
| Name | Verified Name |
|---|---|
| Address | 346 ORANGE ST, ALBANY, NY 12206-3119 |
| Document Number | 0000015558 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 201915558 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 14, 2018 |
| Property Address | 434 FIFTH ST, SCHENECTADY, NY 12306-4143 |
| Document Number | 0000010923 |
| Book / Page | 001983 / 000048 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 10923 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 BELMONT AVE SCHENECTADY NY 123082105, SCHENECTADY, NY 12308-2105 |
| Document Number | 10924 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 004824/000411 |
| Instrument | 10924 |
| Name | PAUL J OLLINGER |
|---|---|
| Address | PO BOX 247, SUGAR LOAF, NY 10981-0247 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,376.00 (+2.17%) | ||
| 2025 | $5,262.00 (+7.1%) | $99,500 (-) Land $14,900 Building $84,600 | $164,762 (+30.82%) Land $24,673 Building $140,089 |
| 2023 | $99,500 (-) Land $14,900 Building $84,600 | $125,949 (+3.8%) Land $18,861 Building $107,088 | |
| 2022 | $99,500 Land $14,900 Building $84,600 | $121,341 Land $18,171 Building $103,170 | |
| 2021 | $4,913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures