Schenectady County and Schenectady City property record for 429 5th St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,726 sqft · built 1926 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,500 (May 2021) |
| Tax Bill | $6,997 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-1-31 |
| Primary APN | 421500 48.52-1-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| 1st Floor Area | 1,154 sqft |
| Upper Floors Area | 572 sqft |
| Attic | Attic |
| Attic Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 429 FIFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND PART OF 216 1X WOOD |
| Legal Subdivision | CERTAIN LAKNDS CALLED BELEVUE |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 429 FIFTH ST, SCHENECTADY, NY 12306-4144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Sep 24, 2020 | Grant Deed, Transfer A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS |
| Jun 29, 2020 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Oct 7, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2020 · Amount on Record |
| Deed Document Number | 202124340 |
| Deed Book / Page | 2059 / 409 |
| Prior Transfer Date | Aug 24, 2019 |
| Prior Transfer Doc | 0000044935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 25, 2021 |
| Property Address | 429 FIFTH ST, SCHENECTADY, NY 12306-4144 |
| Document Number | 0000024340 |
| Book / Page | 2059 / 409 |
| Instrument Date | May 24, 2021 |
| Instrument | 202124340 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 429 FIFTH ST, 429, SCHENECTADY, NY 12306-4144 |
| Name | Verified Name |
|---|---|
| Address | 1336 6TH AVE, SCHENECTADY, NY 12303-1722 |
| Document Number | 0000024341 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 202124341 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.29% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 7 Years |
| Min Rate At Change | 4.79% |
| Max Rate At Change | 6.29% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 24, 2020 |
| Property Address | 429 FIFTH ST, SCHENECTADY, NY 12306-4144 |
| Document Number | 0000029057 |
| Book / Page | 002042 / 000252 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 29057 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COLUMBIA ST SCHENECTADY NY 123083303, SCHENECTADY, NY 12308-3303 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 29, 2020 |
| Property Address | 429 FIFTH ST, SCHENECTADY, NY 12306-4144 |
| Document Number | 0000018603 |
| Book / Page | 002037 / 000178 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 18603 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 7, 2019 |
| Property Address | 429 FIFTH ST, SCHENECTADY, NY 12306-4144 |
| Document Number | 0000044935 |
| Book / Page | 002021 / 000360 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 44935 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $357.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,997.00 (+1.83%) | ||
| 2025 | $6,871.00 (+31.81%) | $138,800 (-) Land $12,100 Building $126,700 | $229,839 (+30.82%) Land $20,036 Building $209,803 |
| 2023 | $138,800 (-) Land $12,100 Building $126,700 | $175,696 (+3.8%) Land $15,316 Building $160,380 | |
| 2022 | $138,800 Land $12,100 Building $126,700 | $169,268 Land $14,756 Building $154,512 | |
| 2021 | $5,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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