Schenectady County and Schenectady City property record for 433 5th St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,514 sqft · built 1920 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,500 (Apr 2018) |
| Tax Bill | $5,918 (2025) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-1-32.12 |
| Primary APN | 421500 48.52-1-32.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,514 sqft Total Area |
| 1st Floor Area | 814 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Garage Type | Mixed |
| Garage Area | 560 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 486 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 FIFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4144 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND PART OF 216 2 WOOD |
| Legal Subdivision | BELLEVUE |
| Legal Block | 1 |
| Legal Lot Number | 32.012 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 FIFTH ST, SCHENECTADY, NY 12306-4144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on Record |
| Deed Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 201817615 |
| Deed Book / Page | 1985 / 797 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 26, 2018 |
| Property Address | 433 FIFTH ST, SCHENECTADY, NY 12306-4144 |
| Document Number | 0000017615 |
| Book / Page | 1985 / 797 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 201817615 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 FIFTH ST, 433, SCHENECTADY, NY 12306-4144 |
| Name | Verified Name |
|---|---|
| Address | 935 EMMETT ST, SCHENECTADY, NY 12307-1603 |
| Document Number | 0000017616 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 4833/034 |
| Instrument | 201817616 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LANCASTER, NY 14086 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,918.00 (+7.42%) | $100,300 (-) Land $12,500 Building $87,800 | $166,087 (+30.82%) Land $20,699 Building $145,388 |
| 2023 | $100,300 (-) Land $12,500 Building $87,800 | $126,962 (+3.8%) Land $15,823 Building $111,139 | |
| 2022 | $100,300 Land $12,500 Building $87,800 | $122,317 Land $15,244 Building $107,073 | |
| 2021 | $5,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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