1. Home
  2. Kentucky
  3. Kenton County
  4. Covington
  5. Waterside Way

44 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 44 Waterside Way, Covington, KY 41017 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1981
Square Footage1,144 sqft Finished Area
Lot Size27,007 sqft (0.62 acres)
OccupancyOwner Occupied
Last Sale$272,000 (2026)
Tax Bill$1,983.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-131.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,144 sqft Finished Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleBi-Level Style
Exterior MaterialBrick Exterior
Lot Area27,007 sqft (0.62 acres)
Depth X Width289 ft x 61 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address44 WATERSIDE WAY
CityCOVINGTON
StateKY
Zip41017-9725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 10 LOT 234
Legal SubdivisionLAKEWOOD HILLS
Legal Phase10
Legal Lot Number234
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-131.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Warranty Deed, Transfer · Conventional Mortgage
360 AMERICAN TITLE
Jan 09, 2026Deed, Transfer
PANSY SPRING PROPERTIES LLC
Dec 09, 2025Deed, Transfer
WILLOW TREE CAPITAL ASSETS LLC
Nov 13, 2025Affidavit of Death of Joint Tenant, Transfer
Oct 30, 2025Affidavit of Death of Joint Tenant, Transfer
Oct 24, 2025Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2026 · Amount on Record
Deed SaleMay 01, 2026 · Amount on Record
Prior SaleDec 09, 2025 · Amount on Record
Deed Doc Number20268875
Deed Book / Page423 / 24
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 01, 2026
Property Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000008875
Book / Page423 / 24
Instrument DateApr 20, 2026
Instrument2026.8875
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title Company360 AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27,472.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725

Mortgage

Document Number0000008876,
DateMay 01, 2026
Instrument2026..05.01.8876
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJan 09, 2026
Property Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000000340
Book / PageKC 384 / 53
Map ReferenceMB 21 PG 51
Instrument DateJan 02, 2026
Instrument26059000000340
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyE-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$151.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address720 E PETE ROSE WAY, CINCINNATI, OH 45202-3579

Transferred To (Grantee/Buyer)

NameVerified Name
Address6844 BARDSTOWN RD # 516, LOUISVILLE, KY 40291-3050

Mortgage

Document Number0000000341
DateJan 09, 2026
Instrument26059000000341
Lender
NamePANSY SPRING PROPERTIES LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term12 Months
DueJan 02, 2027

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 09, 2025
Property Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900155
Book / PageKC 379 / 544
Map ReferenceMB 1 PG 217
Instrument DateDec 05, 2025
Instrument25120905900155
Transaction TypeTransfer
Record UpdatedJan 02, 2026
Title CompanyPERFORMANCE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 E PERE ROSE WAY #355 # 355, 355, CINCINNATI, OH 45202-3579
InvestorPossibly a Property Investor

Mortgage

Document Number0005900156
DateDec 09, 2025
Book PageKCM 715/101
Instrument25120905900156
Lender
NameWILLOW TREE CAPITAL ASSETS LLC
TypeNon-Lending Institution
AddressLEXINGTON, KY 40502
Agreement
AmountAmount Recorded
Term3 Months
DueMar 05, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKENTON KY
Recording DateNov 13, 2025
Property Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900139
Book / PageKC 374 / 170
Map ReferenceMB 21 PG 51
Instrument DateNov 12, 2025
Instrument25111305900139
Transaction TypeTransfer
Record UpdatedDec 03, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1419 CAYTON RD, FLORENCE, KY 41042-9357

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKENTON KY
Recording DateOct 30, 2025
Property Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900040
Book / PageKC 371 / 686
Map ReferenceMB 21 PG 51
Instrument DateOct 29, 2025
Instrument25103005900040
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1419 CAYTON RD, FLORENCE, KY 41042-9357

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKENTON KY
Recording DateOct 24, 2025
Property Address44 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900122
Book / PageKC 370 / 811
Map ReferenceMB 21 PG 51
Instrument DateOct 16, 2025
Instrument25102405900122
Transaction TypeTransfer
Record UpdatedNov 14, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 W LAS ANIMAS ST, COLORADO SPRINGS, CO 80903-4142

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,983.00 (+25.82%)$200,200 (-) Land $10,000 Building $190,200$200,200 (-) Land $10,000 Building $190,200
2024$1,576.00 (-3.84%) Homeowner's exemption$200,200 (-) Land $10,000 Building $190,200$200,200 (-) Land $10,000 Building $190,200
2023$1,639.00 Homeowner's exemption$200,200 Land $10,000 Building $190,200$200,200 Land $10,000 Building $190,200

Nearby Properties on Waterside Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures