40 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 40 Waterside Way, Covington, KY 41017 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	950 sqft Finished Area
Lot Size	20,909 sqft (0.48 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2019)
Tax Bill	$1,858.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`045-30-00-127.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	950 sqft Finished Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level Style
Exterior Material	Brick Exterior
Lot Area	20,909 sqft (0.48 acres)
Depth X Width	275 ft x 57 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	40 WATERSIDE WAY
City	COVINGTON
State	KY
Zip	41017-9725
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 10 LOT 236
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	10
Legal Lot Number	236
Jurisdiction	KENTON KY
Minor Civil Division	INDEPENDENCE
Census Blockgroup	1
Census Block	1000
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-00-127.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 WATERSIDE WAY, COVINGTON, KY 41017-9725
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MTG SVC
Apr 04, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Deed Doc Number	201907 18 059 00077
Deed Book / Page	4295 / 154
Prior Transfer Date	Mar 30, 2017
Prior Transfer Doc	0000000029
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 18, 2019
Property Address	40 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number	0000000077
Book / Page	0I4295 / 000154
Instrument Date	Jul 10, 2019
Instrument	77
Transaction Type	Transfer
Record Updated	Aug 05, 2019
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	40 WATERSIDE WAY COVINGTON KY 410179725, COVINGTON, KY 41017-9725

Mortgage

Document Number	78
Date	Jul 18, 2019
Book Page	0I4295/000158
Instrument	78

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Mortgage

Document Number	80,
Date	Jul 18, 2019
Book Page	0I4295/000173
Instrument	80

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 17, 2029

Interest

Rate	12%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 04, 2017
Property Address	40 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number	0000000029
Book / Page	0I3919 / 000311
Instrument Date	Mar 30, 2017
Instrument	29
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WATERSIDE WAY COVINGTON KY 410179725, COVINGTON, KY 41017-9725

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (-7.01%)	$187,500 (-) Land $10,000 Building $177,500	$187,500 (-) Land $10,000 Building $177,500
2023	$1,998.00	$187,500 Land $10,000 Building $177,500	$187,500 Land $10,000 Building $177,500

40 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

April 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Waterside Way

Nearby Streets

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