39 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 39 Waterside Way, Covington, KY 41017 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage1,040 sqft Finished Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$145,000 (2020)
Tax Bill$1,795.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-126.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,040 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1981
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeConcrete Foundation
Lot Area13,504 sqft (0.31 acres)
Depth X Width376 ft x 72 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number0453000126.00
Street Address39 WATERSIDE WAY
CityCOVINGTON
StateKY
Zip41017-9724
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 10 LOT 207
Legal SubdivisionLAKEWOOD HILLS
Legal Phase10
Legal Lot Number207
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-126.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address39 WATERSIDE WAY, COVINGTON, KY 41017-9724
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIFTH THIRD BK NA
May 18, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOTIVE LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2020 · Amount on Record
Deed SaleJan 06, 2020 · Amount on Record
Prior SaleMay 18, 2017 · Amount on Record
Deed Doc Number20010605900274
Deed Book / PageKC 1 / 159
Record RefreshedJun 08, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 06, 2020
Property Address39 WATERSIDE WAY, COVINGTON, KY 41017-9724
Document Number0000000274
Book / Page000001 / 000159
Instrument DateDec 31, 2019
Instrument274
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 WATERSIDE WAY COVINGTON KY 410179724, COVINGTON, KY 41017-9724

Mortgage

Document Number275
DateJan 06, 2020
Book Page0000M1/000381
Instrument275
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 05, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 18, 2017
Property Address39 WATERSIDE WAY, COVINGTON, KY 41017-9724
Document Number0000000140
Book / Page0I3940 / 000315
Instrument DateMay 05, 2017
Instrument140
Transaction TypeTransfer
Record UpdatedJun 07, 2017
Title CompanyBRB TRUST TITLE AGENCY, BRB TR TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$126.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 WATERSIDE WAY COVINGTON KY 410179724, COVINGTON, KY 41017-9724

Mortgage

Document Number141
DateMay 18, 2017
Book Page0I3940/000318
Instrument141
Lender
NameMOTIVE LNDG
AddressFLINT, MI 48501-2026
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,795.00 (-7.04%)$181,200 (-) Land $20,000 Building $161,200$181,200 (-) Land $20,000 Building $161,200
2023$1,931.00$181,200 Land $20,000 Building $161,200$181,200 Land $20,000 Building $161,200

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