46 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 46 Waterside Way, Covington, KY 41017 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage952 sqft Finished Area
Lot Size19,602 sqft (0.45 acres)
PoolAbove-Ground Pool
Last Sale$240,000 (2026)
Tax Bill$1,585.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-133.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area952 sqft Finished Area
Gross Area1,232 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area19,602 sqft (0.45 acres)
Pool TypeAbove-Ground Pool Pool Type

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address46 WATERSIDE WAY
CityCOVINGTON
StateKY
Zip41017-9725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 10 LOT 233
Legal SubdivisionLAKEWOOD HILLS
Legal Phase10
Legal Lot Number233
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-133.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address940 REEVES RD, DRY RIDGE, KY 41035-8335
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Warranty Deed, Transfer
Mar 03, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNION HOME MORTGAGE CORP
Nov 12, 2025Warranty Deed, Transfer · Balloon Payment
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2026 · Amount on Record
Deed SaleMar 03, 2026 · Amount on Record
Prior SaleNov 12, 2025 · Amount on Record
Deed Doc Number20264224
Deed Book / Page393 / 595
Prior Transfer DateSep 05, 2008
Prior Transfer Doc0005900221
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 03, 2026
Property Address46 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000004224
Book / Page393 / 595
Map ReferenceMB 3184 PG 300
Instrument DateFeb 27, 2026
Instrument26059000004224
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address700 SCOTT ST UNIT 12147, 12147, COVINGTON, KY 41012-1220

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address116 WATERSIDE WAY, COVINGTON, KY 41017

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 03, 2026
Property Address46 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000004224
Book / Page393 / 595
Map ReferenceMB 3184 PG 300
Instrument DateFeb 27, 2026
Instrument26059000004224
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyPERPETUAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address700 SCOTT ST UNIT 12147, 12147, COVINGTON, KY 41012-1220

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address111 WATERSIDE WAY, COVINGTON, KY 41017

Mortgage

Document Number0000004225
DateMar 03, 2026
Instrument26059000004225
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 12, 2025
Property Address46 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900194
Book / PageKC 373 / 866
Instrument DateNov 07, 2025
Instrument25111205900194
Transaction TypeTransfer
Record UpdatedDec 03, 2025
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9300 WASHINGTON TRACE RD, CALIFORNIA, KY 41007-9096

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 SCOTT ST, COVINGTON, KY 41012-1346
InvestorPossibly a Property Investor

Mortgage

Document Number0005900195
DateNov 12, 2025
Instrument25111205900195
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term13 Months
DueDec 01, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,585.00 (-7.04%)$160,000 (-) Land $10,000 Building $150,000$160,000 (-) Land $10,000 Building $150,000
2023$1,705.00 (-2.4%)$160,000 (-) Land $10,000 Building $150,000$160,000 (-) Land $10,000 Building $150,000
2022$1,747.00$160,000 Land $10,000 Building $150,000$160,000 Land $10,000 Building $150,000

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