44 Summit Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 44 Summit Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,625 sqft · built 1988
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Dec 2019)
Tax Bill	$17,923 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-06501-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`02-06501-0000-00008`
Alternative APN	`0200162000000071`

Interior

Stories	2 Stories
Building Area	2,625 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200162000000071
Street Address	44 SUMMIT DR
City	BASKING RIDGE
State	NJ
Zip	07920-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC4
Legal Description	ADDITIONAL LOTS: SUMMIT
Legal Subdivision	SUMMIT/BASKING RIDGE SEC 08
Legal Block	6501
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3009
Census Tract	54100

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 16, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 1, 2018	Loan Modification, Mortgage · Conventional Mortgage PNC BK
Jul 15, 2016	Loan Modification, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Apr 23, 2004 · Amount on Record
Deed Document Number	201948479
Deed Book / Page	7174 / 2435
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	44 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SUMMIT DR, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000000169
Date	Jan 3, 2022
Book Page	7414/1032
Instrument	2022000169

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 16, 2019
Property Address	44 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Document Number	0000048479
Book / Page	7174 / 2435
Map Reference	MAP 2421
Instrument Date	Nov 22, 2019
Instrument	2019048479
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,722.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SUMMIT DR, 44, BASKING RIDGE, NJ 07920-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SUMMIT DR, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000048480
Date	Dec 16, 2019
Instrument	2019048480

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	44 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Document Number	0000038845
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 SUMMIT DR BASKING RIDGE NJ 079201962, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000038845
Date	Oct 15, 2018
Book Page	007077/001597
Instrument	38845

Lender

Name	PNC BK
Type	Bank
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2033

Interest

Rate	4.5%

July 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	44 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Document Number	0000009753
Instrument Date	Jul 15, 2016
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 SUMMIT DR BASKING RIDGE NJ 079201962, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000009753
Date	Mar 7, 2017
Book Page	006945/003133
Instrument	9753

Lender

Name	PNC BK
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,162,600 (+9.49%) Land $477,300 Building $685,300	$1,162,600 (+9.49%) Land $477,300 Building $685,300
2025	$17,923.00 (+0.88%)	$1,061,800 (+12.9%) Land $462,300 Building $599,500	$1,061,800 (+12.9%) Land $462,300 Building $599,500
2024	$17,766.00 (+4.24%)
2023		$940,500 Land $402,300 Building $538,200	$940,500 Land $402,300 Building $538,200
2022	$17,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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