48 Summit Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 48 Summit Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,154 sqft · built 1989
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Sep 2023)
Tax Bill	$20,725 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-06501-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`02-06501-0000-00007`
Alternative APN	`0200162000000072`

Interior

Stories	2 Stories
Building Area	3,154 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200162000000072
Street Address	48 SUMMIT DR
City	BASKING RIDGE
State	NJ
Zip	07920-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC4
Legal Description	ADDITIONAL LOTS: WINDSOR VICTORIAN
Legal Subdivision	SUMMIT/BASKING RDG SEC #8
Legal Block	6501
Legal Lot Number	7
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3009
Census Tract	54100

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Document Number	202324997
Deed Book / Page	7526 / 732
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 25, 2023
Property Address	48 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Document Number	0000024997
Book / Page	7526 / 732
Instrument Date	Sep 22, 2023
Instrument	2023024997
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 BRIARWOOD DR W, WARREN, NJ 07059-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SUMMIT DR, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000024998
Date	Sep 25, 2023
Instrument	2023024998

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,355,700 (+10.42%) Land $478,800 Building $876,900	$1,355,700 (+10.42%) Land $478,800 Building $876,900
2025	$20,725.00 (-0.09%)	$1,227,800 (+9.58%) Land $463,800 Building $764,000	$1,227,800 (+9.58%) Land $463,800 Building $764,000
2024	$20,744.00 (+3.04%)
2023		$1,120,500 (+11.93%) Land $403,800 Building $716,700	$1,120,500 (+11.93%) Land $403,800 Building $716,700
2022	$20,132.00	$1,001,100 Land $388,800 Building $612,300	$1,001,100 Land $388,800 Building $612,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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